WallStSmart

Creative Realities Inc (CREX)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 52709% more annual revenue ($38.19B vs $72.32M). SAP leads profitability with a 20.4% profit margin vs -29.3%. CREX appears more attractively valued with a PEG of 0.48. SAP earns a higher WallStSmart Score of 64/100 (C+).

CREX

Hold

45

out of 100

Grade: D+

Growth: 6.0Profit: 2.0Value: 6.3Quality: 3.0
Piotroski: 3/9Altman Z: -0.12

SAP

Buy

64

out of 100

Grade: C+

Growth: 7.3Profit: 8.5Value: 4.0Quality: 8.0
Piotroski: 6/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CREXOvervalued (-10.1%)

Margin of Safety

-10.1%

Fair Value

$2.87

Current Price

$2.94

$0.07 premium

UndervaluedFair: $2.87Overvalued
SAPSignificantly Overvalued (-30.2%)

Margin of Safety

-30.2%

Fair Value

$150.84

Current Price

$221.17

$70.33 premium

UndervaluedFair: $150.84Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CREX3 strengths · Avg: 9.3/10
PEG RatioValuation
0.4810/10

Growing faster than its price suggests

Revenue GrowthGrowth
65.0%10/10

Revenue surging 65.0% year-over-year

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

SAP6 strengths · Avg: 9.0/10
Market CapQuality
$250.38B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.4%9/10

Keeps 20 of every $100 in revenue as profit

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Operating MarginProfitability
27.6%8/10

Strong operational efficiency at 27.6%

EPS GrowthGrowth
30.6%8/10

Earnings expanding 30.6% YoY

Areas to Watch

CREX4 concerns · Avg: 2.8/10
Market CapQuality
$37.87M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.383/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-46.4%2/10

ROE of -46.4% — below average capital efficiency

SAP3 concerns · Avg: 3.3/10
PEG RatioValuation
1.874/10

Expensive relative to growth rate

P/E RatioValuation
27.8x4/10

Moderate valuation

Price/BookValuation
69.6x2/10

Trading at 69.6x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : CREX

The strongest argument for CREX centers on PEG Ratio, Revenue Growth, Price/Book. Revenue growth of 65.0% demonstrates continued momentum. PEG of 0.48 suggests the stock is reasonably priced for its growth.

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 27.6%.

Bear Case : CREX

The primary concerns for CREX are Market Cap, Debt/Equity, Piotroski F-Score.

Bear Case : SAP

The primary concerns for SAP are PEG Ratio, P/E Ratio, Price/Book.

Key Dynamics to Monitor

CREX profiles as a hypergrowth stock while SAP is a mature play — different risk/reward profiles.

CREX carries more volatility with a beta of 1.53 — expect wider price swings.

CREX is growing revenue faster at 65.0% — sustainability is the question.

SAP generates stronger free cash flow (3.0B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (64/100 vs 45/100), backed by strong 20.4% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Creative Realities Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Creative Realities, Inc. provides digital marketing technology solutions to retail companies, individual retail brands, businesses, and other organizations in the United States and Canada.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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