Carter’s Inc (CRI)vsThe TJX Companies Inc (TJX)
CRI
Carter’s Inc
$38.19
+0.10%
CONSUMER CYCLICAL · Cap: $1.42B
TJX
The TJX Companies Inc
$158.62
-0.64%
CONSUMER CYCLICAL · Cap: $169.78B
Smart Verdict
WallStSmart Research — data-driven comparison
The TJX Companies Inc generates 1988% more annual revenue ($61.58B vs $2.95B). TJX leads profitability with a 9.4% profit margin vs 3.1%. CRI appears more attractively valued with a PEG of 2.01. TJX earns a higher WallStSmart Score of 56/100 (C).
CRI
Hold50
out of 100
Grade: D+
TJX
Buy56
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+36.7%
Fair Value
$59.72
Current Price
$38.19
$21.53 discount
Margin of Safety
-15.0%
Fair Value
$138.91
Current Price
$158.62
$19.71 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 56 in profit
Safe zone — low bankruptcy risk
Large-cap with strong market position
Earnings expanding 29.3% YoY
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
3.1% margin — thin
Operating margin of 4.2%
Moderate valuation
Trading at 17.2x book value
Elevated debt levels
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : CRI
The strongest argument for CRI centers on P/E Ratio, Price/Book.
Bull Case : TJX
The strongest argument for TJX centers on Return on Equity, Altman Z-Score, Market Cap.
Bear Case : CRI
The primary concerns for CRI are PEG Ratio, Market Cap, Profit Margin. Thin 3.1% margins leave little buffer for downturns.
Bear Case : TJX
The primary concerns for TJX are P/E Ratio, Price/Book, Debt/Equity.
Key Dynamics to Monitor
CRI carries more volatility with a beta of 0.85 — expect wider price swings.
TJX is growing revenue faster at 9.2% — sustainability is the question.
TJX generates stronger free cash flow (457M), providing more financial flexibility.
Monitor APPAREL RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
TJX scores higher overall (56/100 vs 50/100). CRI offers better value entry with a 36.7% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Carter’s Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
Carter's, Inc. designs, supplies, and markets branded children's clothing under the brands Carter's, OshKosh, Skip Hop, Child of Mine, Just One You, Simple Joys, Carter's little baby basics, and other brands in the United States and internationally. The company is headquartered in Atlanta, Georgia.
The TJX Companies Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
The TJX Companies, Inc. (abbreviated TJX) is an American multinational off-price department store corporation, headquartered in Framingham, Massachusetts.
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