WallStSmart

Salesforce.com Inc (CRM)vsWealthfront Corporation Common Stock (WLTH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Salesforce.com Inc generates 11277% more annual revenue ($41.52B vs $364.99M). CRM leads profitability with a 18.0% profit margin vs -11.5%. CRM earns a higher WallStSmart Score of 63/100 (C+).

CRM

Buy

63

out of 100

Grade: C+

Growth: 6.7Profit: 7.0Value: 10.0Quality: 6.0
Piotroski: 5/9Altman Z: 1.83

WLTH

Avoid

33

out of 100

Grade: F

Growth: 6.7Profit: 2.0Value: 5.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CRMUndervalued (+34.2%)

Margin of Safety

+34.2%

Fair Value

$276.43

Current Price

$181.96

$94.47 discount

UndervaluedFair: $276.43Overvalued

Intrinsic value data unavailable for WLTH.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRM4 strengths · Avg: 8.5/10
Market CapQuality
$171.49B9/10

Large-cap with strong market position

Debt/EquityHealth
0.199/10

Conservative balance sheet, low leverage

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$5.32B8/10

Generating 5.3B in free cash flow

WLTH2 strengths · Avg: 8.0/10
Price/BookValuation
2.2x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
16.3%8/10

16.3% revenue growth

Areas to Watch

CRM1 concerns · Avg: 4.0/10
Altman Z-ScoreHealth
1.834/10

Grey zone — moderate risk

WLTH4 concerns · Avg: 2.0/10
Market CapQuality
$1.26B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-9.8%2/10

ROE of -9.8% — below average capital efficiency

EPS GrowthGrowth
-2.5%2/10

Earnings declined 2.5%

Profit MarginProfitability
-11.5%1/10

Currently unprofitable

Comparative Analysis Report

WallStSmart Research

Bull Case : CRM

The strongest argument for CRM centers on Market Cap, Debt/Equity, Price/Book. Profitability is solid with margins at 18.0% and operating margin at 19.2%. Revenue growth of 12.1% demonstrates continued momentum.

Bull Case : WLTH

The strongest argument for WLTH centers on Price/Book, Revenue Growth. Revenue growth of 16.3% demonstrates continued momentum.

Bear Case : CRM

The primary concerns for CRM are Altman Z-Score.

Bear Case : WLTH

The primary concerns for WLTH are Market Cap, Return on Equity, EPS Growth.

Key Dynamics to Monitor

CRM profiles as a mature stock while WLTH is a growth play — different risk/reward profiles.

WLTH is growing revenue faster at 16.3% — sustainability is the question.

CRM generates stronger free cash flow (5.3B), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CRM scores higher overall (63/100 vs 33/100), backed by strong 18.0% margins and 12.1% revenue growth. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Salesforce.com Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Salesforce.com, Inc. is an American cloud-based software company headquartered in San Francisco, California. It provides customer relationship management (CRM) service and also provides a complementary suite of enterprise applications focused on customer service, marketing automation, analytics, and application development.

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Wealthfront Corporation Common Stock

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Wealthfront Corporation is a privately owned investment manager. The company is headquartered in Redwood City, California with an additional office in Palo Alto, California.

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