WallStSmart

CSG Systems International Inc (CSGS)vsUber Technologies Inc (UBER)

VS
⚡

Smart Verdict

WallStSmart Research — data-driven comparison

Uber Technologies Inc generates 4363% more annual revenue ($55.23B vs $1.24B). UBER leads profitability with a 17.3% profit margin vs 5.1%. CSGS appears more attractively valued with a PEG of 1.56. UBER earns a higher WallStSmart Score of 64/100 (C+).

CSGS

Buy

60

out of 100

Grade: C+

Growth: 6.0Profit: 6.0Value: 3.3Quality: 4.5
Piotroski: 2/9Altman Z: 2.35

UBER

Buy

64

out of 100

Grade: C+

Growth: 8.0Profit: 7.5Value: 5.3Quality: 4.5
Piotroski: 4/9Altman Z: 1.47
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CSGSSignificantly Overvalued (-64.7%)

Margin of Safety

-64.7%

Fair Value

$48.33

Current Price

$80.69

$32.36 premium

UndervaluedFair: $48.33Overvalued
UBERUndervalued (+3.5%)

Margin of Safety

+3.5%

Fair Value

$71.76

Current Price

$69.39

$2.38 discount

UndervaluedFair: $71.76Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CSGS2 strengths · Avg: 8.5/10
Return on EquityProfitability
22.4%9/10

Every $100 of equity generates 22 in profit

EPS GrowthGrowth
45.6%8/10

Earnings expanding 45.6% YoY

UBER5 strengths · Avg: 9.0/10
Return on EquityProfitability
35.1%10/10

Every $100 of equity generates 35 in profit

EPS GrowthGrowth
85.5%10/10

Earnings expanding 85.5% YoY

Market CapQuality
$141.79B9/10

Large-cap with strong market position

P/E RatioValuation
15.2x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$2.79B8/10

Generating 2.8B in free cash flow

Areas to Watch

CSGS4 concerns · Avg: 3.8/10
PEG RatioValuation
1.564/10

Expensive relative to growth rate

P/E RatioValuation
35.9x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
4.8%4/10

4.8% revenue growth

Profit MarginProfitability
5.1%3/10

5.1% margin — thin

UBER2 concerns · Avg: 2.0/10
PEG RatioValuation
5.962/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.472/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CSGS

The strongest argument for CSGS centers on Return on Equity, EPS Growth.

Bull Case : UBER

The strongest argument for UBER centers on Return on Equity, EPS Growth, Market Cap. Profitability is solid with margins at 17.3% and operating margin at 13.3%. Revenue growth of 12.2% demonstrates continued momentum.

Bear Case : CSGS

The primary concerns for CSGS are PEG Ratio, P/E Ratio, Revenue Growth. Debt-to-equity of 2.07 is elevated, increasing financial risk.

Bear Case : UBER

The primary concerns for UBER are PEG Ratio, Altman Z-Score.

Key Dynamics to Monitor

CSGS profiles as a value stock while UBER is a mature play — different risk/reward profiles.

UBER carries more volatility with a beta of 1.16 — expect wider price swings.

UBER is growing revenue faster at 12.2% — sustainability is the question.

UBER generates stronger free cash flow (2.8B), providing more financial flexibility.

Bottom Line

UBER scores higher overall (64/100 vs 60/100), backed by strong 17.3% margins and 12.2% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CSG Systems International Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

CSG Systems International, Inc. provides revenue management, customer experience, and payment solutions primarily to the communications industry in the Americas, Europe, the Middle East, Africa, and Asia Pacific. The company is headquartered in Greenwood Village, Colorado.

Visit Website →

Uber Technologies Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Uber Technologies, Inc., commonly known as Uber, is an American technology company. Its services include ride-hailing, food delivery (Uber Eats), package delivery, couriers, freight transportation, and, through a partnership with Lime, electric bicycle and motorized scooter rental. The company is based in San Francisco, California.

Visit Website →

Want to dig deeper into these stocks?