WallStSmart

CSX Corporation (CSX)vsFreightcar America Inc (RAIL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CSX Corporation generates 3031% more annual revenue ($14.51B vs $463.52M). CSX leads profitability with a 22.2% profit margin vs -2.7%. RAIL appears more attractively valued with a PEG of 0.64. CSX earns a higher WallStSmart Score of 71/100 (B).

CSX

Strong Buy

71

out of 100

Grade: B

Growth: 5.3Profit: 8.0Value: 6.7Quality: 3.5
Piotroski: 2/9Altman Z: 1.25

RAIL

Avoid

32

out of 100

Grade: F

Growth: 4.0Profit: 3.0Value: 6.0Quality: 4.5
Piotroski: 5/9Altman Z: 1.23
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CSXUndervalued (+32.0%)

Margin of Safety

+32.0%

Fair Value

$71.94

Current Price

$48.95

$22.99 discount

UndervaluedFair: $71.94Overvalued

Intrinsic value data unavailable for RAIL.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CSX5 strengths · Avg: 9.0/10
Operating MarginProfitability
38.4%10/10

Strong operational efficiency at 38.4%

Market CapQuality
$90.68B9/10

Large-cap with strong market position

Return on EquityProfitability
22.9%9/10

Every $100 of equity generates 23 in profit

Profit MarginProfitability
22.2%9/10

Keeps 22 of every $100 in revenue as profit

EPS GrowthGrowth
22.7%8/10

Earnings expanding 22.7% YoY

RAIL1 strengths · Avg: 8.0/10
PEG RatioValuation
0.648/10

Growing faster than its price suggests

Areas to Watch

CSX4 concerns · Avg: 3.5/10
PEG RatioValuation
1.744/10

Expensive relative to growth rate

P/E RatioValuation
28.5x4/10

Moderate valuation

Debt/EquityHealth
1.373/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

RAIL4 concerns · Avg: 2.3/10
Market CapQuality
$232.82M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-8.8%2/10

ROE of -8.8% — below average capital efficiency

Revenue GrowthGrowth
-4.6%2/10

Revenue declined 4.6%

EPS GrowthGrowth
-24.2%2/10

Earnings declined 24.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : CSX

The strongest argument for CSX centers on Operating Margin, Market Cap, Return on Equity. Profitability is solid with margins at 22.2% and operating margin at 38.4%. Revenue growth of 10.1% demonstrates continued momentum.

Bull Case : RAIL

The strongest argument for RAIL centers on PEG Ratio. PEG of 0.64 suggests the stock is reasonably priced for its growth.

Bear Case : CSX

The primary concerns for CSX are PEG Ratio, P/E Ratio, Debt/Equity.

Bear Case : RAIL

The primary concerns for RAIL are Market Cap, Return on Equity, Revenue Growth. Debt-to-equity of 4.00 is elevated, increasing financial risk.

Key Dynamics to Monitor

CSX profiles as a mature stock while RAIL is a turnaround play — different risk/reward profiles.

RAIL carries more volatility with a beta of 1.46 — expect wider price swings.

CSX is growing revenue faster at 10.1% — sustainability is the question.

CSX generates stronger free cash flow (751M), providing more financial flexibility.

Bottom Line

CSX scores higher overall (71/100 vs 32/100), backed by strong 22.2% margins and 10.1% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CSX Corporation

INDUSTRIALS · RAILROADS · USA

CSX Corporation is an American holding company focused on rail transportation and real estate in North America, among other industries. Based in Richmond, Virginia, USA after the merger, in 2003 the CSX Corporation headquarters moved to Jacksonville, Florida.

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Freightcar America Inc

INDUSTRIALS · RAILROADS · USA

FreightCar America, Inc. designs, manufactures, and sells railroad cars and railroad components for the transportation of bulk goods and containerized cargo products primarily in North America. The company is headquartered in Chicago, Illinois.

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