WallStSmart

Citi Trends Inc (CTRN)vsLululemon Athletica Inc. (LULU)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lululemon Athletica Inc. generates 1254% more annual revenue ($11.10B vs $819.96M). LULU leads profitability with a 14.2% profit margin vs 0.6%. LULU appears more attractively valued with a PEG of 0.90. LULU earns a higher WallStSmart Score of 65/100 (B-).

CTRN

Hold

41

out of 100

Grade: D

Growth: 6.0Profit: 3.5Value: 2.0Quality: 5.0

LULU

Strong Buy

65

out of 100

Grade: B-

Growth: 4.7Profit: 8.5Value: 7.3Quality: 8.0
Piotroski: 2/9Altman Z: 4.32
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CTRNSignificantly Overvalued (-976.9%)

Margin of Safety

-976.9%

Fair Value

$4.28

Current Price

$44.63

$40.35 premium

UndervaluedFair: $4.28Overvalued
LULUSignificantly Overvalued (-95.2%)

Margin of Safety

-95.2%

Fair Value

$90.10

Current Price

$158.72

$68.62 premium

UndervaluedFair: $90.10Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CTRN0 strengths · Avg: 0/10

No standout strengths identified

LULU5 strengths · Avg: 9.2/10
P/E RatioValuation
12.0x10/10

Attractively priced relative to earnings

Return on EquityProfitability
34.0%10/10

Every $100 of equity generates 34 in profit

Altman Z-ScoreHealth
4.3210/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.908/10

Growing faster than its price suggests

Operating MarginProfitability
22.3%8/10

Strong operational efficiency at 22.3%

Areas to Watch

CTRN4 concerns · Avg: 3.0/10
Market CapQuality
$366.02M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.5%3/10

ROE of 4.5% — below average capital efficiency

Profit MarginProfitability
0.6%3/10

0.6% margin — thin

Operating MarginProfitability
3.0%3/10

Operating margin of 3.0%

LULU3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
0.8%4/10

0.8% revenue growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

EPS GrowthGrowth
-18.5%2/10

Earnings declined 18.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : CTRN

CTRN has a balanced fundamental profile.

Bull Case : LULU

The strongest argument for LULU centers on P/E Ratio, Return on Equity, Altman Z-Score. PEG of 0.90 suggests the stock is reasonably priced for its growth.

Bear Case : CTRN

The primary concerns for CTRN are Market Cap, Return on Equity, Profit Margin. A P/E of 69.6x leaves little room for execution misses. Thin 0.6% margins leave little buffer for downturns.

Bear Case : LULU

The primary concerns for LULU are Revenue Growth, Piotroski F-Score, EPS Growth.

Key Dynamics to Monitor

CTRN carries more volatility with a beta of 2.06 — expect wider price swings.

CTRN is growing revenue faster at 9.1% — sustainability is the question.

LULU generates stronger free cash flow (960M), providing more financial flexibility.

Monitor APPAREL RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LULU scores higher overall (65/100 vs 41/100). Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Citi Trends Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Citi Trends, Inc. is a retailer of affordable fashion clothing, accessories and home goods. The company is headquartered in Savannah, Georgia.

Lululemon Athletica Inc.

CONSUMER CYCLICAL · APPAREL RETAIL · USA

lululemon athletica inc. The company is headquartered in Vancouver, Canada.

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