CubeSmart (CUBE)vsPennyMac Mortgage Investment Trust (PMT)
CUBE
CubeSmart
$40.31
+0.78%
REAL ESTATE · Cap: $9.53B
PMT
PennyMac Mortgage Investment Trust
$10.18
-0.10%
REAL ESTATE · Cap: $882.49M
Smart Verdict
WallStSmart Research — data-driven comparison
CubeSmart generates 68% more annual revenue ($1.13B vs $675.55M). CUBE leads profitability with a 28.9% profit margin vs 21.1%. PMT appears more attractively valued with a PEG of 0.76. PMT earns a higher WallStSmart Score of 69/100 (B-).
CUBE
Hold49
out of 100
Grade: D+
PMT
Strong Buy69
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+26.9%
Fair Value
$52.85
Current Price
$40.31
$12.54 discount
Margin of Safety
+77.8%
Fair Value
$55.57
Current Price
$10.18
$45.39 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 40.3%
Keeps 29 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 21 of every $100 in revenue as profit
Growing faster than its price suggests
Areas to Watch
Moderate valuation
3.3% revenue growth
Elevated debt levels
Weak financial health signals
Smaller company, higher risk/reward
ROE of 7.7% — below average capital efficiency
Weak financial health signals
Revenue declined 24.1%
Comparative Analysis Report
WallStSmart ResearchBull Case : CUBE
The strongest argument for CUBE centers on Operating Margin, Profit Margin. Profitability is solid with margins at 28.9% and operating margin at 40.3%.
Bull Case : PMT
The strongest argument for PMT centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 21.1% and operating margin at 18.8%. PEG of 0.76 suggests the stock is reasonably priced for its growth.
Bear Case : CUBE
The primary concerns for CUBE are P/E Ratio, Revenue Growth, Debt/Equity.
Bear Case : PMT
The primary concerns for PMT are Market Cap, Return on Equity, Piotroski F-Score. Debt-to-equity of 10.87 is elevated, increasing financial risk.
Key Dynamics to Monitor
CUBE profiles as a value stock while PMT is a declining play — different risk/reward profiles.
PMT carries more volatility with a beta of 1.11 — expect wider price swings.
CUBE is growing revenue faster at 3.3% — sustainability is the question.
CUBE generates stronger free cash flow (149M), providing more financial flexibility.
Bottom Line
PMT scores higher overall (69/100 vs 49/100), backed by strong 21.1% margins. CUBE offers better value entry with a 26.9% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
CubeSmart
REAL ESTATE · REIT - INDUSTRIAL · USA
CubeSmart is a self-managed and self-managed real estate investment trust.
Visit Website →PennyMac Mortgage Investment Trust
REAL ESTATE · REIT - MORTGAGE · USA
PennyMac Mortgage Investment Trust, a specialty finance company, invests primarily in mortgage-related assets in the United States. The company is headquartered in Westlake Village, California.
Visit Website →Compare with Other REIT - INDUSTRIAL Stocks
Want to dig deeper into these stocks?