CubeSmart (CUBE)vsPennyMac Mortgage Investment Trust (PMT)
CUBE
CubeSmart
$38.56
-2.92%
REAL ESTATE · Cap: $8.97B
PMT
PennyMac Mortgage Investment Trust
$9.01
+1.46%
REAL ESTATE · Cap: $812.73M
Smart Verdict
WallStSmart Research — data-driven comparison
CubeSmart generates 66% more annual revenue ($1.14B vs $684.41M). CUBE leads profitability with a 29.3% profit margin vs 24.3%. PMT appears more attractively valued with a PEG of 0.76. PMT earns a higher WallStSmart Score of 66/100 (B-).
CUBE
Buy56
out of 100
Grade: C
PMT
Strong Buy66
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+26.8%
Fair Value
$52.76
Current Price
$38.56
$14.20 discount
Margin of Safety
+77.6%
Fair Value
$55.24
Current Price
$9.01
$46.23 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 41.1%
Keeps 29 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Growing faster than its price suggests
Areas to Watch
Moderate valuation
1.5% revenue growth
Elevated debt levels
Weak financial health signals
Smaller company, higher risk/reward
Weak financial health signals
Negative free cash flow — burning cash
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : CUBE
The strongest argument for CUBE centers on Operating Margin, Profit Margin. Profitability is solid with margins at 29.3% and operating margin at 41.1%.
Bull Case : PMT
The strongest argument for PMT centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.3% and operating margin at 10.9%. PEG of 0.76 suggests the stock is reasonably priced for its growth.
Bear Case : CUBE
The primary concerns for CUBE are P/E Ratio, Revenue Growth, Debt/Equity.
Bear Case : PMT
The primary concerns for PMT are Market Cap, Piotroski F-Score, Free Cash Flow. Debt-to-equity of 12.37 is elevated, increasing financial risk.
Key Dynamics to Monitor
CUBE profiles as a value stock while PMT is a mature play — different risk/reward profiles.
PMT carries more volatility with a beta of 1.11 — expect wider price swings.
PMT is growing revenue faster at 6.1% — sustainability is the question.
CUBE generates stronger free cash flow (109M), providing more financial flexibility.
Bottom Line
PMT scores higher overall (66/100 vs 56/100), backed by strong 24.3% margins. CUBE offers better value entry with a 26.8% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
CubeSmart
REAL ESTATE · REIT - INDUSTRIAL · USA
CubeSmart is a self-managed and self-managed real estate investment trust.
Visit Website →PennyMac Mortgage Investment Trust
REAL ESTATE · REIT - MORTGAGE · USA
PennyMac Mortgage Investment Trust, a specialty finance company, invests primarily in mortgage-related assets in the United States. The company is headquartered in Westlake Village, California.
Visit Website →Compare with Other REIT - INDUSTRIAL Stocks
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