PennyMac Mortgage Investment Trust (PMT)vsPublic Storage (PSA)
PMT
PennyMac Mortgage Investment Trust
$9.65
+3.32%
REAL ESTATE · Cap: $822.32M
PSA
Public Storage
$328.40
+0.43%
REAL ESTATE · Cap: $60.97B
Smart Verdict
WallStSmart Research — data-driven comparison
Public Storage generates 715% more annual revenue ($4.91B vs $602.22M). PSA leads profitability with a 41.6% profit margin vs 27.6%. PMT appears more attractively valued with a PEG of 0.76. PMT earns a higher WallStSmart Score of 66/100 (B-).
PMT
Strong Buy66
out of 100
Grade: B-
PSA
Buy62
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+74.8%
Fair Value
$49.06
Current Price
$9.65
$39.41 discount
Margin of Safety
-8.4%
Fair Value
$271.16
Current Price
$328.40
$57.24 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 28 of every $100 in revenue as profit
Growing faster than its price suggests
Strong operational efficiency at 20.8%
Keeps 42 of every $100 in revenue as profit
Strong operational efficiency at 45.7%
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Earnings expanding 45.1% YoY
Areas to Watch
Smaller company, higher risk/reward
ROE of 7.7% — below average capital efficiency
Weak financial health signals
Revenue declined 50.5%
Premium valuation, high expectations priced in
Trading at 11.9x book value
3.3% revenue growth
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : PMT
The strongest argument for PMT centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 27.6% and operating margin at 20.8%. PEG of 0.76 suggests the stock is reasonably priced for its growth.
Bull Case : PSA
The strongest argument for PSA centers on Profit Margin, Operating Margin, Market Cap. Profitability is solid with margins at 41.6% and operating margin at 45.7%.
Bear Case : PMT
The primary concerns for PMT are Market Cap, Return on Equity, Piotroski F-Score. Debt-to-equity of 10.87 is elevated, increasing financial risk.
Bear Case : PSA
The primary concerns for PSA are P/E Ratio, Price/Book, Revenue Growth.
Key Dynamics to Monitor
PMT profiles as a declining stock while PSA is a value play — different risk/reward profiles.
PMT carries more volatility with a beta of 1.12 — expect wider price swings.
PSA is growing revenue faster at 3.3% — sustainability is the question.
PSA generates stronger free cash flow (625M), providing more financial flexibility.
Bottom Line
PMT scores higher overall (66/100 vs 62/100), backed by strong 27.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
PennyMac Mortgage Investment Trust
REAL ESTATE · REIT - MORTGAGE · USA
PennyMac Mortgage Investment Trust, a specialty finance company, invests primarily in mortgage-related assets in the United States. The company is headquartered in Westlake Village, California.
Visit Website →Public Storage
REAL ESTATE · REIT - INDUSTRIAL · USA
Public Storage is an American international self storage company headquartered in Glendale, California, that is run as a real estate investment trust (REIT).
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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