PennyMac Mortgage Investment Trust (PMT)vsPublic Storage (PSA)
PMT
PennyMac Mortgage Investment Trust
$10.18
-0.10%
REAL ESTATE · Cap: $882.49M
PSA
Public Storage
$309.68
+0.98%
REAL ESTATE · Cap: $56.36B
Smart Verdict
WallStSmart Research — data-driven comparison
Public Storage generates 621% more annual revenue ($4.87B vs $675.55M). PSA leads profitability with a 39.1% profit margin vs 21.1%. PMT appears more attractively valued with a PEG of 0.76. PMT earns a higher WallStSmart Score of 69/100 (B-).
PMT
Strong Buy69
out of 100
Grade: B-
PSA
Buy62
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+77.8%
Fair Value
$55.57
Current Price
$10.18
$45.39 discount
Margin of Safety
-2.6%
Fair Value
$286.36
Current Price
$309.68
$23.32 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 21 of every $100 in revenue as profit
Growing faster than its price suggests
Keeps 39 of every $100 in revenue as profit
Strong operational efficiency at 46.0%
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Earnings expanding 32.8% YoY
Areas to Watch
Smaller company, higher risk/reward
ROE of 7.7% — below average capital efficiency
Weak financial health signals
Revenue declined 24.1%
Premium valuation, high expectations priced in
Trading at 11.1x book value
3.2% revenue growth
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : PMT
The strongest argument for PMT centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 21.1% and operating margin at 18.8%. PEG of 0.76 suggests the stock is reasonably priced for its growth.
Bull Case : PSA
The strongest argument for PSA centers on Profit Margin, Operating Margin, Market Cap. Profitability is solid with margins at 39.1% and operating margin at 46.0%.
Bear Case : PMT
The primary concerns for PMT are Market Cap, Return on Equity, Piotroski F-Score. Debt-to-equity of 10.87 is elevated, increasing financial risk.
Bear Case : PSA
The primary concerns for PSA are P/E Ratio, Price/Book, Revenue Growth.
Key Dynamics to Monitor
PMT profiles as a declining stock while PSA is a value play — different risk/reward profiles.
PMT carries more volatility with a beta of 1.11 — expect wider price swings.
PSA is growing revenue faster at 3.2% — sustainability is the question.
PSA generates stronger free cash flow (625M), providing more financial flexibility.
Bottom Line
PMT scores higher overall (69/100 vs 62/100), backed by strong 21.1% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
PennyMac Mortgage Investment Trust
REAL ESTATE · REIT - MORTGAGE · USA
PennyMac Mortgage Investment Trust, a specialty finance company, invests primarily in mortgage-related assets in the United States. The company is headquartered in Westlake Village, California.
Visit Website →Public Storage
REAL ESTATE · REIT - INDUSTRIAL · USA
Public Storage is an American international self storage company headquartered in Glendale, California, that is run as a real estate investment trust (REIT).
Visit Website →Compare with Other REIT - MORTGAGE Stocks
Want to dig deeper into these stocks?