WallStSmart

Cavco Industries Inc (CVCO)vsThe Home Depot Inc (HD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Home Depot Inc generates 7263% more annual revenue ($169.18B vs $2.30B). HD leads profitability with a 8.4% profit margin vs 7.9%. HD appears more attractively valued with a PEG of 1.73. HD earns a higher WallStSmart Score of 58/100 (C).

CVCO

Hold

47

out of 100

Grade: D+

Growth: 4.0Profit: 6.5Value: 3.3Quality: 8.5
Piotroski: 5/9Altman Z: 5.45

HD

Buy

58

out of 100

Grade: C

Growth: 4.7Profit: 7.5Value: 4.0Quality: 5.0
Piotroski: 2/9Altman Z: 3.59
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CVCOSignificantly Overvalued (-44.0%)

Margin of Safety

-44.0%

Fair Value

$395.06

Current Price

$529.64

$134.58 premium

UndervaluedFair: $395.06Overvalued
HDSignificantly Overvalued (-41.8%)

Margin of Safety

-41.8%

Fair Value

$217.78

Current Price

$308.74

$90.96 premium

UndervaluedFair: $217.78Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CVCO2 strengths · Avg: 10.0/10
Debt/EquityHealth
0.0410/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
5.4510/10

Safe zone — low bankruptcy risk

HD4 strengths · Avg: 9.5/10
Market CapQuality
$304.98B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
85.6%10/10

Every $100 of equity generates 86 in profit

Altman Z-ScoreHealth
3.5910/10

Safe zone — low bankruptcy risk

Free Cash FlowQuality
$4.51B8/10

Generating 4.5B in free cash flow

Areas to Watch

CVCO3 concerns · Avg: 2.3/10
Profit MarginProfitability
7.9%3/10

7.9% margin — thin

PEG RatioValuation
45.772/10

Expensive relative to growth rate

EPS GrowthGrowth
-15.4%2/10

Earnings declined 15.4%

HD4 concerns · Avg: 3.8/10
PEG RatioValuation
1.734/10

Expensive relative to growth rate

Price/BookValuation
18.5x4/10

Trading at 18.5x book value

EPS GrowthGrowth
4.6%4/10

4.6% earnings growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CVCO

The strongest argument for CVCO centers on Debt/Equity, Altman Z-Score.

Bull Case : HD

The strongest argument for HD centers on Market Cap, Return on Equity, Altman Z-Score.

Bear Case : CVCO

The primary concerns for CVCO are Profit Margin, PEG Ratio, EPS Growth.

Bear Case : HD

The primary concerns for HD are PEG Ratio, Price/Book, EPS Growth. Debt-to-equity of 3.77 is elevated, increasing financial risk.

Key Dynamics to Monitor

CVCO carries more volatility with a beta of 1.28 — expect wider price swings.

CVCO is growing revenue faster at 9.5% — sustainability is the question.

HD generates stronger free cash flow (4.5B), providing more financial flexibility.

Monitor RESIDENTIAL CONSTRUCTION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HD scores higher overall (58/100 vs 47/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cavco Industries Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Cavco Industries, Inc. designs, produces and retails manufactured homes primarily in the United States. The company is headquartered in Phoenix, Arizona.

The Home Depot Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

The Home Depot, Inc., commonly known as Home Depot, is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address.

Want to dig deeper into these stocks?