WallStSmart

Calavo Growers Inc (CVGW)vsProcter & Gamble Company (PG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Procter & Gamble Company generates 13972% more annual revenue ($86.72B vs $616.25M). PG leads profitability with a 19.2% profit margin vs 2.6%. CVGW appears more attractively valued with a PEG of 3.44. PG earns a higher WallStSmart Score of 61/100 (C+).

CVGW

Hold

39

out of 100

Grade: F

Growth: 2.0Profit: 4.5Value: 5.3Quality: 5.0

PG

Buy

61

out of 100

Grade: C+

Growth: 5.3Profit: 8.5Value: 3.3Quality: 6.0
Piotroski: 4/9Altman Z: 3.01
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CVGWUndervalued (+32.9%)

Margin of Safety

+32.9%

Fair Value

$37.40

Current Price

$28.16

$9.24 discount

UndervaluedFair: $37.40Overvalued
PGSignificantly Overvalued (-37.3%)

Margin of Safety

-37.3%

Fair Value

$107.17

Current Price

$147.09

$39.92 premium

UndervaluedFair: $107.17Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CVGW1 strengths · Avg: 8.0/10
Price/BookValuation
2.4x8/10

Reasonable price relative to book value

PG5 strengths · Avg: 9.2/10
Market CapQuality
$342.51B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
31.1%10/10

Every $100 of equity generates 31 in profit

Altman Z-ScoreHealth
3.0110/10

Safe zone — low bankruptcy risk

Operating MarginProfitability
23.1%8/10

Strong operational efficiency at 23.1%

Free Cash FlowQuality
$3.03B8/10

Generating 3.0B in free cash flow

Areas to Watch

CVGW4 concerns · Avg: 3.3/10
P/E RatioValuation
31.3x4/10

Premium valuation, high expectations priced in

Market CapQuality
$502.80M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
8.0%3/10

ROE of 8.0% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

PG1 concerns · Avg: 2.0/10
PEG RatioValuation
4.082/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : CVGW

The strongest argument for CVGW centers on Price/Book.

Bull Case : PG

The strongest argument for PG centers on Market Cap, Return on Equity, Altman Z-Score. Profitability is solid with margins at 19.2% and operating margin at 23.1%.

Bear Case : CVGW

The primary concerns for CVGW are P/E Ratio, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : PG

The primary concerns for PG are PEG Ratio.

Key Dynamics to Monitor

CVGW profiles as a value stock while PG is a mature play — different risk/reward profiles.

PG carries more volatility with a beta of 0.40 — expect wider price swings.

PG is growing revenue faster at 7.4% — sustainability is the question.

PG generates stronger free cash flow (3.0B), providing more financial flexibility.

Bottom Line

PG scores higher overall (61/100 vs 39/100), backed by strong 19.2% margins. CVGW offers better value entry with a 32.9% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Calavo Growers Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

Calavo Growers, Inc. markets and distributes avocados, prepared avocados, and other perishable foods to grocery and foodservice retail customers, club stores, mass merchandisers, food distributors, and wholesale customers globally. The company is headquartered in Santa Paula, California.

Procter & Gamble Company

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

The Procter & Gamble Company (P&G) is an American multinational consumer goods corporation headquartered in Cincinnati, Ohio, founded in 1837 by William Procter and James Gamble. It specializes in a wide range of personal health, consumer health, personal care, and hygiene products; these products are organized into several segments including Beauty; Grooming; Health Care; Fabric & Home Care; and Baby, Feminine, & Family Care. Before the sale of Pringles to Kellogg's, its product portfolio also included food, snacks, and beverages.

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