WallStSmart

Calavo Growers Inc (CVGW)vsUnited Natural Foods Inc (UNFI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

United Natural Foods Inc generates 5018% more annual revenue ($31.54B vs $616.25M). CVGW leads profitability with a 2.6% profit margin vs -25.0%. UNFI appears more attractively valued with a PEG of 1.09. UNFI earns a higher WallStSmart Score of 44/100 (D).

CVGW

Hold

39

out of 100

Grade: F

Growth: 2.0Profit: 4.5Value: 4.7Quality: 5.0

UNFI

Hold

44

out of 100

Grade: D

Growth: 2.7Profit: 4.5Value: 6.7Quality: 5.8
Piotroski: 3/9Altman Z: 4.73
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CVGWSignificantly Overvalued (-310.0%)

Margin of Safety

-310.0%

Fair Value

$6.12

Current Price

$25.51

$19.39 premium

UndervaluedFair: $6.12Overvalued

Intrinsic value data unavailable for UNFI.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CVGW1 strengths · Avg: 8.0/10
Price/BookValuation
2.2x8/10

Reasonable price relative to book value

UNFI3 strengths · Avg: 9.3/10
Operating MarginProfitability
107.0%10/10

Strong operational efficiency at 107.0%

Altman Z-ScoreHealth
4.7310/10

Safe zone — low bankruptcy risk

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Areas to Watch

CVGW4 concerns · Avg: 3.3/10
P/E RatioValuation
26.4x4/10

Moderate valuation

Market CapQuality
$425.22M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
8.0%3/10

ROE of 8.0% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

UNFI4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-4.8%2/10

ROE of -4.8% — below average capital efficiency

Revenue GrowthGrowth
-2.6%2/10

Revenue declined 2.6%

EPS GrowthGrowth
-89.3%2/10

Earnings declined 89.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : CVGW

The strongest argument for CVGW centers on Price/Book.

Bull Case : UNFI

The strongest argument for UNFI centers on Operating Margin, Altman Z-Score, Price/Book. PEG of 1.09 suggests the stock is reasonably priced for its growth.

Bear Case : CVGW

The primary concerns for CVGW are P/E Ratio, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : UNFI

The primary concerns for UNFI are Piotroski F-Score, Return on Equity, Revenue Growth.

Key Dynamics to Monitor

CVGW profiles as a value stock while UNFI is a turnaround play — different risk/reward profiles.

UNFI carries more volatility with a beta of 0.95 — expect wider price swings.

UNFI is growing revenue faster at -2.6% — sustainability is the question.

UNFI generates stronger free cash flow (243M), providing more financial flexibility.

Bottom Line

UNFI scores higher overall (44/100 vs 39/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Calavo Growers Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

Calavo Growers, Inc. markets and distributes avocados, prepared avocados, and other perishable foods to grocery and foodservice retail customers, club stores, mass merchandisers, food distributors, and wholesale customers globally. The company is headquartered in Santa Paula, California.

United Natural Foods Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

United Natural Foods, Inc. distributes natural, organic, specialty, agricultural and conventional, edible and non-food products in the United States and Canada. The company is headquartered in Providence, Rhode Island.

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