WallStSmart

Camping World Holdings Inc (CWH)vsCarMax Inc (KMX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CarMax Inc generates 337% more annual revenue ($27.83B vs $6.37B). KMX leads profitability with a 1.6% profit margin vs -141.0%. KMX appears more attractively valued with a PEG of 0.66. KMX earns a higher WallStSmart Score of 54/100 (C-).

CWH

Hold

50

out of 100

Grade: D+

Growth: 4.7Profit: 2.5Value: 6.7Quality: 5.0

KMX

Buy

54

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 7.3Quality: 5.0
Piotroski: 5/9Altman Z: 1.64
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CWH.

KMXSignificantly Overvalued (-120.8%)

Margin of Safety

-120.8%

Fair Value

$20.74

Current Price

$41.88

$21.14 premium

UndervaluedFair: $20.74Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CWH2 strengths · Avg: 9.0/10
EPS GrowthGrowth
122.7%10/10

Earnings expanding 122.7% YoY

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

KMX4 strengths · Avg: 8.5/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

PEG RatioValuation
0.668/10

Growing faster than its price suggests

P/E RatioValuation
13.8x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$1.11B8/10

Generating 1.1B in free cash flow

Areas to Watch

CWH4 concerns · Avg: 2.8/10
PEG RatioValuation
1.704/10

Expensive relative to growth rate

Market CapQuality
$443.37M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-24.7%2/10

ROE of -24.7% — below average capital efficiency

Revenue GrowthGrowth
-2.6%2/10

Revenue declined 2.6%

KMX4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.644/10

Distress zone — elevated risk

Return on EquityProfitability
7.5%3/10

ROE of 7.5% — below average capital efficiency

Profit MarginProfitability
1.6%3/10

1.6% margin — thin

Operating MarginProfitability
1.8%3/10

Operating margin of 1.8%

Comparative Analysis Report

WallStSmart Research

Bull Case : CWH

The strongest argument for CWH centers on EPS Growth, Price/Book.

Bull Case : KMX

The strongest argument for KMX centers on Price/Book, PEG Ratio, P/E Ratio. PEG of 0.66 suggests the stock is reasonably priced for its growth.

Bear Case : CWH

The primary concerns for CWH are PEG Ratio, Market Cap, Return on Equity.

Bear Case : KMX

The primary concerns for KMX are Altman Z-Score, Return on Equity, Profit Margin. Debt-to-equity of 2.75 is elevated, increasing financial risk. Thin 1.6% margins leave little buffer for downturns.

Key Dynamics to Monitor

CWH profiles as a turnaround stock while KMX is a value play — different risk/reward profiles.

CWH carries more volatility with a beta of 2.15 — expect wider price swings.

CWH is growing revenue faster at -2.6% — sustainability is the question.

KMX generates stronger free cash flow (1.1B), providing more financial flexibility.

Bottom Line

KMX scores higher overall (54/100 vs 50/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Camping World Holdings Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Camping World Holdings, Inc., is a recreational vehicle (RV) and outdoor retailer. The company is headquartered in Lincolnshire, Illinois.

CarMax Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

CarMax is a used vehicle retailer based in the United States. It operates two business segments: CarMax Sales Operations and CarMax Auto Finance.

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