WallStSmart

Carvana Co (CVNA)vsCamping World Holdings Inc (CWH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Carvana Co generates 300% more annual revenue ($25.06B vs $6.27B). CVNA leads profitability with a 6.3% profit margin vs -1.6%. CVNA earns a higher WallStSmart Score of 60/100 (C+).

CVNA

Buy

60

out of 100

Grade: C+

Growth: 9.3Profit: 7.0Value: 3.7Quality: 7.0
Piotroski: 5/9Altman Z: 2.18

CWH

Hold

42

out of 100

Grade: D

Growth: 2.0Profit: 3.5Value: 5.7Quality: 4.0
Piotroski: 3/9Altman Z: 1.63
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CVNASignificantly Overvalued (-49.3%)

Margin of Safety

-49.3%

Fair Value

$46.33

Current Price

$69.16

$22.83 premium

UndervaluedFair: $46.33Overvalued
CWHUndervalued (+26.3%)

Margin of Safety

+26.3%

Fair Value

$17.43

Current Price

$6.04

$11.39 discount

UndervaluedFair: $17.43Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CVNA4 strengths · Avg: 9.8/10
Return on EquityProfitability
38.9%10/10

Every $100 of equity generates 39 in profit

Revenue GrowthGrowth
52.4%10/10

Revenue surging 52.4% year-over-year

EPS GrowthGrowth
61.5%10/10

Earnings expanding 61.5% YoY

Market CapQuality
$77.90B9/10

Large-cap with strong market position

CWH1 strengths · Avg: 8.0/10
Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Areas to Watch

CVNA4 concerns · Avg: 3.5/10
P/E RatioValuation
37.2x4/10

Premium valuation, high expectations priced in

Price/BookValuation
12.3x4/10

Trading at 12.3x book value

Profit MarginProfitability
6.3%3/10

6.3% margin — thin

Debt/EquityHealth
1.403/10

Elevated debt levels

CWH4 concerns · Avg: 3.5/10
PEG RatioValuation
1.704/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.634/10

Distress zone — elevated risk

Market CapQuality
$416.80M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CVNA

The strongest argument for CVNA centers on Return on Equity, Revenue Growth, EPS Growth. Revenue growth of 52.4% demonstrates continued momentum.

Bull Case : CWH

The strongest argument for CWH centers on Price/Book.

Bear Case : CVNA

The primary concerns for CVNA are P/E Ratio, Price/Book, Profit Margin.

Bear Case : CWH

The primary concerns for CWH are PEG Ratio, Altman Z-Score, Market Cap. Debt-to-equity of 15.21 is elevated, increasing financial risk.

Key Dynamics to Monitor

CVNA profiles as a hypergrowth stock while CWH is a turnaround play — different risk/reward profiles.

CVNA carries more volatility with a beta of 3.50 — expect wider price swings.

CVNA is growing revenue faster at 52.4% — sustainability is the question.

CWH generates stronger free cash flow (369M), providing more financial flexibility.

Bottom Line

CVNA scores higher overall (60/100 vs 42/100) and 52.4% revenue growth. CWH offers better value entry with a 26.3% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Carvana Co

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Carvana Co., operates an e-commerce platform to buy and sell used cars in the United States. The company is headquartered in Tempe, Arizona.

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Camping World Holdings Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Camping World Holdings, Inc., is a recreational vehicle (RV) and outdoor retailer. The company is headquartered in Lincolnshire, Illinois.

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