Dave Inc (DAVE)vsGoPro Inc (GPRO)
DAVE
Dave Inc
$350.71
-2.13%
TECHNOLOGY · Cap: $4.62B
GPRO
GoPro Inc
$1.38
-1.43%
TECHNOLOGY · Cap: $226.94M
Smart Verdict
WallStSmart Research — data-driven comparison
Dave Inc generates 13% more annual revenue ($643.65M vs $568.59M). DAVE leads profitability with a 34.6% profit margin vs -28.5%. DAVE earns a higher WallStSmart Score of 58/100 (C).
DAVE
Buy58
out of 100
Grade: C
GPRO
Hold37
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-12.6%
Fair Value
$150.61
Current Price
$350.71
$200.10 premium
Intrinsic value data unavailable for GPRO.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 110 in profit
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 33.0%
Safe zone — low bankruptcy risk
Revenue surging 29.6% year-over-year
Conservative balance sheet, low leverage
Growing faster than its price suggests
Areas to Watch
Elevated debt levels
Weak financial health signals
Trading at 21.5x book value
Earnings declined 21.0%
Smaller company, higher risk/reward
Weak financial health signals
ROE of -236.1% — below average capital efficiency
Revenue declined 31.3%
Comparative Analysis Report
WallStSmart ResearchBull Case : DAVE
The strongest argument for DAVE centers on Return on Equity, Profit Margin, Operating Margin. Profitability is solid with margins at 34.6% and operating margin at 33.0%. Revenue growth of 29.6% demonstrates continued momentum.
Bull Case : GPRO
The strongest argument for GPRO centers on Debt/Equity, PEG Ratio. PEG of 0.73 suggests the stock is reasonably priced for its growth.
Bear Case : DAVE
The primary concerns for DAVE are Debt/Equity, Piotroski F-Score, Price/Book.
Bear Case : GPRO
The primary concerns for GPRO are Market Cap, Piotroski F-Score, Return on Equity.
Key Dynamics to Monitor
DAVE profiles as a growth stock while GPRO is a turnaround play — different risk/reward profiles.
DAVE carries more volatility with a beta of 3.84 — expect wider price swings.
DAVE is growing revenue faster at 29.6% — sustainability is the question.
DAVE generates stronger free cash flow (68M), providing more financial flexibility.
Bottom Line
DAVE scores higher overall (58/100 vs 37/100), backed by strong 34.6% margins and 29.6% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Dave Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Dave Inc. (Ticker: DAVE) is a U.S.–based financial technology (fintech) and digital banking company that offers consumer-focused financial products and services through its mobile platform. Its offerings include budgeting tools to help users manage income and expenses, ExtraCash short-term cash advances, digital checking accounts via Dave Banking, and a job-finding feature called Side Hustle. The company’s platform aims to provide accessible, modern financial solutions designed as alternatives to traditional banking fees and overdraft charges.
GoPro Inc
TECHNOLOGY · CONSUMER ELECTRONICS · USA
GoPro, Inc. develops and sells mountable and portable cameras, drones, and accessories in the United States and internationally. The company is headquartered in San Mateo, California.
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