Dave Inc (DAVE)vsGoPro Inc (GPRO)
DAVE
Dave Inc
$271.99
+5.72%
TECHNOLOGY · Cap: $3.41B
GPRO
GoPro Inc
$1.65
+10.74%
TECHNOLOGY · Cap: $225.76M
Smart Verdict
WallStSmart Research — data-driven comparison
GoPro Inc generates 18% more annual revenue ($651.54M vs $554.18M). DAVE leads profitability with a 35.3% profit margin vs -14.3%. DAVE earns a higher WallStSmart Score of 70/100 (B).
DAVE
Strong Buy70
out of 100
Grade: B
GPRO
Hold39
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+12.5%
Fair Value
$193.93
Current Price
$271.99
$78.06 discount
Intrinsic value data unavailable for GPRO.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 73 in profit
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 39.4%
Revenue surging 62.4% year-over-year
Earnings expanding 292.4% YoY
Safe zone — low bankruptcy risk
Growing faster than its price suggests
Areas to Watch
Trading at 10.4x book value
0.4% revenue growth
Smaller company, higher risk/reward
ROE of -81.9% — below average capital efficiency
Earnings declined 93.7%
Comparative Analysis Report
WallStSmart ResearchBull Case : DAVE
The strongest argument for DAVE centers on Return on Equity, Profit Margin, Operating Margin. Profitability is solid with margins at 35.3% and operating margin at 39.4%. Revenue growth of 62.4% demonstrates continued momentum.
Bull Case : GPRO
The strongest argument for GPRO centers on PEG Ratio. PEG of 0.73 suggests the stock is reasonably priced for its growth.
Bear Case : DAVE
The primary concerns for DAVE are Price/Book.
Bear Case : GPRO
The primary concerns for GPRO are Revenue Growth, Market Cap, Return on Equity.
Key Dynamics to Monitor
DAVE profiles as a growth stock while GPRO is a turnaround play — different risk/reward profiles.
DAVE carries more volatility with a beta of 3.82 — expect wider price swings.
DAVE is growing revenue faster at 62.4% — sustainability is the question.
DAVE generates stronger free cash flow (91M), providing more financial flexibility.
Bottom Line
DAVE scores higher overall (70/100 vs 39/100), backed by strong 35.3% margins and 62.4% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Dave Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Dave Inc. (Ticker: DAVE) is a U.S.–based financial technology (fintech) and digital banking company that offers consumer-focused financial products and services through its mobile platform. Its offerings include budgeting tools to help users manage income and expenses, ExtraCash short-term cash advances, digital checking accounts via Dave Banking, and a job-finding feature called Side Hustle. The company’s platform aims to provide accessible, modern financial solutions designed as alternatives to traditional banking fees and overdraft charges.
GoPro Inc
TECHNOLOGY · CONSUMER ELECTRONICS · USA
GoPro, Inc. develops and sells mountable and portable cameras, drones, and accessories in the United States and internationally. The company is headquartered in San Mateo, California.
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