WallStSmart

Deere & Company (DE)vsU-Haul Holding Company (UHAL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Deere & Company generates 684% more annual revenue ($47.34B vs $6.04B). DE leads profitability with a 10.1% profit margin vs 1.4%. DE appears more attractively valued with a PEG of 1.35. DE earns a higher WallStSmart Score of 51/100 (C-).

DE

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 7.0Value: 5.0Quality: 4.0
Piotroski: 3/9Altman Z: 2.18

UHAL

Hold

38

out of 100

Grade: F

Growth: 3.3Profit: 3.5Value: 5.3Quality: 4.5
Piotroski: 3/9Altman Z: 1.21
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for DE.

UHALUndervalued (+86.8%)

Margin of Safety

+86.8%

Fair Value

$369.96

Current Price

$71.62

$298.34 discount

UndervaluedFair: $369.96Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DE1 strengths · Avg: 9.0/10
Market CapQuality
$163.94B9/10

Large-cap with strong market position

UHAL1 strengths · Avg: 8.0/10
Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

DE4 concerns · Avg: 2.8/10
P/E RatioValuation
33.2x4/10

Premium valuation, high expectations priced in

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-11.1%2/10

Revenue declined 11.1%

EPS GrowthGrowth
-8.5%2/10

Earnings declined 8.5%

UHAL4 concerns · Avg: 3.5/10
PEG RatioValuation
2.354/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.1%4/10

3.1% revenue growth

Return on EquityProfitability
0.7%3/10

ROE of 0.7% — below average capital efficiency

Profit MarginProfitability
1.4%3/10

1.4% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : DE

The strongest argument for DE centers on Market Cap. PEG of 1.35 suggests the stock is reasonably priced for its growth.

Bull Case : UHAL

The strongest argument for UHAL centers on Price/Book.

Bear Case : DE

The primary concerns for DE are P/E Ratio, Piotroski F-Score, Revenue Growth. Debt-to-equity of 2.34 is elevated, increasing financial risk.

Bear Case : UHAL

The primary concerns for UHAL are PEG Ratio, Revenue Growth, Return on Equity. A P/E of 297.1x leaves little room for execution misses. Thin 1.4% margins leave little buffer for downturns.

Key Dynamics to Monitor

DE profiles as a declining stock while UHAL is a value play — different risk/reward profiles.

UHAL carries more volatility with a beta of 1.11 — expect wider price swings.

UHAL is growing revenue faster at 3.1% — sustainability is the question.

DE generates stronger free cash flow (874M), providing more financial flexibility.

Bottom Line

DE scores higher overall (51/100 vs 38/100). UHAL offers better value entry with a 86.8% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Deere & Company

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

John Deere is the brand name of Deere & Company, an American corporation that manufactures agricultural, construction, and forestry machinery, diesel engines, drivetrains (axles, transmissions, gearboxes) used in heavy equipment, and lawn care equipment.

U-Haul Holding Company

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

AMERCO is a DIY warehousing and moving operator for household and commercial items in the United States and Canada. The company is headquartered in Reno, Nevada.

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