U-Haul Holding Company (UHAL) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
U-Haul Holding Company stock (UHAL) is currently trading at $45.67. U-Haul Holding Company PE ratio is 94.77. U-Haul Holding Company PS ratio (Price-to-Sales) is 1.41. Analyst consensus price target for UHAL is $75.45. WallStSmart rates UHAL as Sell.
- UHAL PE ratio analysis and historical PE chart
- UHAL PS ratio (Price-to-Sales) history and trend
- UHAL intrinsic value — DCF, Graham Number, EPV models
- UHAL stock price prediction 2025 2026 2027 2028 2029 2030
- UHAL fair value vs current price
- UHAL insider transactions and insider buying
- Is UHAL undervalued or overvalued?
- U-Haul Holding Company financial analysis — revenue, earnings, cash flow
- UHAL Piotroski F-Score and Altman Z-Score
- UHAL analyst price target and Smart Rating
U-Haul Holding Company
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UHAL Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · U-Haul Holding Company (UHAL)
UHAL trades 1424% above its Graham fair value of $3.20, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
U-Haul Holding Company (UHAL) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/sales, price/book. Concerns around return on equity and operating margin. Mixed signals suggest waiting for clearer direction before acting.
U-Haul Holding Company (UHAL) Key Strengths (3)
Paying $1.41 for every $1 of annual revenue
Trading at 1.03x book value, attractively priced
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
U-Haul Holding Company (UHAL) Areas to Watch (7)
Earnings declining -43.50%, profits shrinking
Very low returns on shareholder equity
Near-zero operating margins, business under pressure
Revenue growing slowly at 1.90% annually
Very thin margins, barely profitable
Paying a premium for growth, expensive relative to earnings expansion
Moderate institutional interest at 39.20%
Supporting Valuation Data
U-Haul Holding Company (UHAL) Detailed Analysis Report
Overall Assessment
This company scores 40/100 in our Smart Analysis, earning a F grade. Out of 10 metrics analyzed, 3 register as strengths (avg 7.7/10) while 7 fall into concern territory (avg 2.3/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Sales, Price/Book, Market Cap. Valuation metrics including Price/Sales (1.41), Price/Book (1.03) suggest the stock is attractively priced.
The Bear Case
The primary concerns are EPS Growth, Return on Equity, Operating Margin. Some valuation metrics including PEG Ratio (2.35) suggest expensive pricing. Growth concerns include Revenue Growth at 1.90%, EPS Growth at -43.50%, which may limit upside. Profitability pressure is visible in Return on Equity at 1.67%, Operating Margin at 2.55%, Profit Margin at 2.14%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 1.67% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 1.90% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. EPS Growth and Return on Equity are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
UHAL Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
UHAL's Price-to-Sales ratio of 1.41x sits near its historical average of 1.29x (56th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 49% below its historical high of 2.77x set in Nov 2015, and 404% above its historical low of 0.28x in Feb 2009. Over the past 12 months, the PS ratio has compressed from ~1.6x as trailing revenue scaled faster than the stock price.
Compare UHAL with Competitors
Top RENTAL & LEASING SERVICES stocks by market cap
Compare any two stocks →WallStSmart Analysis Synopsis
Data-driven financial summary for U-Haul Holding Company (UHAL) · INDUSTRIALS › RENTAL & LEASING SERVICES
The Big Picture
U-Haul Holding Company is a strong growth company balancing expansion with improving profitability. Revenue reached 6.0B with 190% growth year-over-year. Profit margins are strong at 214.0%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 190% YoY, reaching 6.0B. This pace significantly outperforms most RENTAL & LEASING SERVICES peers.
ROE of 167.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Free cash flow is -1.7B, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
Earnings fell 44% YoY while revenue grew 190%. This gap usually reflects one-time items (tax benefits, write-offs) in the prior period, not an operational decline.
What to Watch Next
Growth sustainability: can U-Haul Holding Company maintain 190%+ revenue growth, or will competition slow it down?
Valuation compression risk at a P/E of 94.8x. Any growth miss could trigger a sharp correction.
Sector dynamics: monitor RENTAL & LEASING SERVICES industry trends, competitive moves, and regulatory changes that could impact U-Haul Holding Company.
Bottom Line
U-Haul Holding Company offers an attractive blend of growth (190% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About U-Haul Holding Company(UHAL)
NYSE
INDUSTRIALS
RENTAL & LEASING SERVICES
USA
AMERCO is a DIY warehousing and moving operator for household and commercial items in the United States and Canada. The company is headquartered in Reno, Nevada.