WallStSmart

Dollar General Corporation (DG)vsPriceSmart Inc (PSMT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Dollar General Corporation generates 667% more annual revenue ($43.64B vs $5.69B). DG leads profitability with a 3.9% profit margin vs 2.8%. DG appears more attractively valued with a PEG of 1.63. DG earns a higher WallStSmart Score of 65/100 (B-).

DG

Strong Buy

65

out of 100

Grade: B-

Growth: 6.7Profit: 6.0Value: 6.0Quality: 5.5
Piotroski: 5/9Altman Z: 2.08

PSMT

Buy

56

out of 100

Grade: C

Growth: 6.0Profit: 5.0Value: 3.3Quality: 7.0
Piotroski: 3/9Altman Z: 4.12
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DGUndervalued (+13.4%)

Margin of Safety

+13.4%

Fair Value

$169.93

Current Price

$122.63

$47.30 discount

UndervaluedFair: $169.93Overvalued
PSMTSignificantly Overvalued (-24.5%)

Margin of Safety

-24.5%

Fair Value

$138.76

Current Price

$170.61

$31.85 premium

UndervaluedFair: $138.76Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DG3 strengths · Avg: 8.0/10
P/E RatioValuation
15.9x8/10

Attractively priced relative to earnings

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

EPS GrowthGrowth
33.3%8/10

Earnings expanding 33.3% YoY

PSMT2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
4.1210/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

Areas to Watch

DG3 concerns · Avg: 3.3/10
PEG RatioValuation
1.634/10

Expensive relative to growth rate

Profit MarginProfitability
3.9%3/10

3.9% margin — thin

Debt/EquityHealth
1.683/10

Elevated debt levels

PSMT4 concerns · Avg: 3.5/10
PEG RatioValuation
1.834/10

Expensive relative to growth rate

P/E RatioValuation
32.9x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : DG

The strongest argument for DG centers on P/E Ratio, Price/Book, EPS Growth.

Bull Case : PSMT

The strongest argument for PSMT centers on Altman Z-Score, Debt/Equity. Revenue growth of 12.5% demonstrates continued momentum.

Bear Case : DG

The primary concerns for DG are PEG Ratio, Profit Margin, Debt/Equity. Debt-to-equity of 1.68 is elevated, increasing financial risk. Thin 3.9% margins leave little buffer for downturns.

Bear Case : PSMT

The primary concerns for PSMT are PEG Ratio, P/E Ratio, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

PSMT carries more volatility with a beta of 0.77 — expect wider price swings.

PSMT is growing revenue faster at 12.5% — sustainability is the question.

DG generates stronger free cash flow (374M), providing more financial flexibility.

Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

DG scores higher overall (65/100 vs 56/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Dollar General Corporation

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Dollar General Corporation is an American chain of variety stores headquartered in Goodlettsville, Tennessee.

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PriceSmart Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

PriceSmart, Inc. owns and operates American-style membership shopping warehouse clubs in Central America, the Caribbean and Colombia. The company is headquartered in San Diego, California.

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