WallStSmart

HF Sinclair Corp (DINO)vsValero Energy Corporation (VLO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Valero Energy Corporation generates 327% more annual revenue ($117.84B vs $27.62B). DINO leads profitability with a 4.5% profit margin vs 3.6%. DINO appears more attractively valued with a PEG of 1.07. DINO earns a higher WallStSmart Score of 72/100 (B).

DINO

Strong Buy

72

out of 100

Grade: B

Growth: 6.0Profit: 5.5Value: 8.7Quality: 7.5
Piotroski: 4/9Altman Z: 3.15

VLO

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 6.0Value: 4.3Quality: 7.5
Piotroski: 5/9Altman Z: 4.17
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DINOUndervalued (+51.0%)

Margin of Safety

+51.0%

Fair Value

$119.92

Current Price

$71.39

$48.53 discount

UndervaluedFair: $119.92Overvalued

Intrinsic value data unavailable for VLO.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DINO4 strengths · Avg: 9.5/10
P/E RatioValuation
10.7x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.1510/10

Safe zone — low bankruptcy risk

EPS GrowthGrowth
38.9%8/10

Earnings expanding 38.9% YoY

VLO4 strengths · Avg: 9.3/10
EPS GrowthGrowth
317.9%10/10

Earnings expanding 317.9% YoY

Altman Z-ScoreHealth
4.1710/10

Safe zone — low bankruptcy risk

Market CapQuality
$73.39B9/10

Large-cap with strong market position

Free Cash FlowQuality
$1.23B8/10

Generating 1.2B in free cash flow

Areas to Watch

DINO1 concerns · Avg: 3.0/10
Profit MarginProfitability
4.5%3/10

4.5% margin — thin

VLO2 concerns · Avg: 2.5/10
Profit MarginProfitability
3.6%3/10

3.6% margin — thin

PEG RatioValuation
4.082/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : DINO

The strongest argument for DINO centers on P/E Ratio, Price/Book, Altman Z-Score. Revenue growth of 11.8% demonstrates continued momentum. PEG of 1.07 suggests the stock is reasonably priced for its growth.

Bull Case : VLO

The strongest argument for VLO centers on EPS Growth, Altman Z-Score, Market Cap.

Bear Case : DINO

The primary concerns for DINO are Profit Margin. Thin 4.5% margins leave little buffer for downturns.

Bear Case : VLO

The primary concerns for VLO are Profit Margin, PEG Ratio. Thin 3.6% margins leave little buffer for downturns.

Key Dynamics to Monitor

DINO carries more volatility with a beta of 0.71 — expect wider price swings.

DINO is growing revenue faster at 11.8% — sustainability is the question.

VLO generates stronger free cash flow (1.2B), providing more financial flexibility.

Monitor OIL & GAS REFINING & MARKETING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

DINO scores higher overall (72/100 vs 59/100) and 11.8% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

HF Sinclair Corp

ENERGY · OIL & GAS REFINING & MARKETING · USA

HF Sinclair Corporation is an independent energy company. The company is headquartered in Dallas, Texas.

Valero Energy Corporation

ENERGY · OIL & GAS REFINING & MARKETING · USA

Valero Energy Corporation is a Fortune 500 international manufacturer and marketer of transportation fuels, other petrochemical products, and power. It is headquartered in San Antonio, Texas, United States.

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