WallStSmart

Delek US Energy Inc (DK)vsPBF Energy Inc (PBF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PBF Energy Inc generates 220% more annual revenue ($34.37B vs $10.73B). PBF leads profitability with a 3.9% profit margin vs -0.5%. DK appears more attractively valued with a PEG of 0.38. PBF earns a higher WallStSmart Score of 56/100 (C).

DK

Buy

51

out of 100

Grade: C-

Growth: 5.3Profit: 3.0Value: 6.3Quality: 4.0
Piotroski: 4/9Altman Z: 1.66

PBF

Buy

56

out of 100

Grade: C

Growth: 4.7Profit: 4.5Value: 6.0Quality: 5.5
Piotroski: 3/9Altman Z: 2.86
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DKOvervalued (-13.1%)

Margin of Safety

-13.1%

Fair Value

$30.53

Current Price

$66.01

$35.48 premium

UndervaluedFair: $30.53Overvalued
PBFUndervalued (+1.8%)

Margin of Safety

+1.8%

Fair Value

$36.42

Current Price

$67.91

$31.49 discount

UndervaluedFair: $36.42Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DK2 strengths · Avg: 10.0/10
PEG RatioValuation
0.3810/10

Growing faster than its price suggests

EPS GrowthGrowth
1870.0%10/10

Earnings expanding 1870.0% YoY

PBF3 strengths · Avg: 10.0/10
P/E RatioValuation
6.3x10/10

Attractively priced relative to earnings

Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
56.2%10/10

Revenue surging 56.2% year-over-year

Areas to Watch

DK4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
0.4%4/10

0.4% revenue growth

Altman Z-ScoreHealth
1.664/10

Distress zone — elevated risk

Return on EquityProfitability
3.8%3/10

ROE of 3.8% — below average capital efficiency

Price/BookValuation
76.8x2/10

Trading at 76.8x book value

PBF4 concerns · Avg: 2.5/10
Profit MarginProfitability
3.9%3/10

3.9% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
2.512/10

Expensive relative to growth rate

EPS GrowthGrowth
-69.9%2/10

Earnings declined 69.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : DK

The strongest argument for DK centers on PEG Ratio, EPS Growth. PEG of 0.38 suggests the stock is reasonably priced for its growth.

Bull Case : PBF

The strongest argument for PBF centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 56.2% demonstrates continued momentum.

Bear Case : DK

The primary concerns for DK are Revenue Growth, Altman Z-Score, Return on Equity. Debt-to-equity of 61.95 is elevated, increasing financial risk.

Bear Case : PBF

The primary concerns for PBF are Profit Margin, Piotroski F-Score, PEG Ratio. Thin 3.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

DK profiles as a turnaround stock while PBF is a hypergrowth play — different risk/reward profiles.

DK carries more volatility with a beta of 0.56 — expect wider price swings.

PBF is growing revenue faster at 56.2% — sustainability is the question.

DK generates stronger free cash flow (278M), providing more financial flexibility.

Bottom Line

PBF scores higher overall (56/100 vs 51/100) and 56.2% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Delek US Energy Inc

ENERGY · OIL & GAS REFINING & MARKETING · USA

Delek US Holdings, Inc. participates in the integrated downstream energy business in the United States. The company is headquartered in Brentwood, Tennessee.

PBF Energy Inc

ENERGY · OIL & GAS REFINING & MARKETING · USA

PBF Energy Inc., is dedicated to refining and supplying petroleum products. The company is headquartered in Parsippany, New Jersey.

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