WallStSmart

Deluxe Corporation (DLX)vsHoneywell International Inc (HON)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Honeywell International Inc generates 1664% more annual revenue ($37.66B vs $2.13B). HON leads profitability with a 10.9% profit margin vs 4.9%. DLX appears more attractively valued with a PEG of 0.55. DLX earns a higher WallStSmart Score of 69/100 (B-).

DLX

Strong Buy

69

out of 100

Grade: B-

Growth: 5.3Profit: 6.0Value: 9.3Quality: 4.0
Piotroski: 4/9Altman Z: 1.47

HON

Buy

53

out of 100

Grade: C-

Growth: 3.3Profit: 7.0Value: 4.3Quality: 5.5
Piotroski: 4/9Altman Z: 2.05
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DLXUndervalued (+33.2%)

Margin of Safety

+33.2%

Fair Value

$39.34

Current Price

$23.16

$16.18 discount

UndervaluedFair: $39.34Overvalued

Intrinsic value data unavailable for HON.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DLX4 strengths · Avg: 9.0/10
P/E RatioValuation
10.3x10/10

Attractively priced relative to earnings

EPS GrowthGrowth
152.0%10/10

Earnings expanding 152.0% YoY

PEG RatioValuation
0.558/10

Growing faster than its price suggests

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

HON2 strengths · Avg: 8.5/10
Market CapQuality
$141.47B9/10

Large-cap with strong market position

Operating MarginProfitability
21.0%8/10

Strong operational efficiency at 21.0%

Areas to Watch

DLX4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
0.3%4/10

0.3% revenue growth

Market CapQuality
$1.06B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
4.9%3/10

4.9% margin — thin

Altman Z-ScoreHealth
1.472/10

Distress zone — elevated risk

HON4 concerns · Avg: 4.0/10
PEG RatioValuation
2.144/10

Expensive relative to growth rate

P/E RatioValuation
35.7x4/10

Premium valuation, high expectations priced in

Price/BookValuation
10.0x4/10

Trading at 10.0x book value

Revenue GrowthGrowth
2.4%4/10

2.4% revenue growth

Comparative Analysis Report

WallStSmart Research

Bull Case : DLX

The strongest argument for DLX centers on P/E Ratio, EPS Growth, PEG Ratio. PEG of 0.55 suggests the stock is reasonably priced for its growth.

Bull Case : HON

The strongest argument for HON centers on Market Cap, Operating Margin.

Bear Case : DLX

The primary concerns for DLX are Revenue Growth, Market Cap, Profit Margin. Debt-to-equity of 2.06 is elevated, increasing financial risk. Thin 4.9% margins leave little buffer for downturns.

Bear Case : HON

The primary concerns for HON are PEG Ratio, P/E Ratio, Price/Book. Debt-to-equity of 1.58 is elevated, increasing financial risk.

Key Dynamics to Monitor

DLX carries more volatility with a beta of 1.22 — expect wider price swings.

HON is growing revenue faster at 2.4% — sustainability is the question.

DLX generates stronger free cash flow (27M), providing more financial flexibility.

Monitor CONGLOMERATES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

DLX scores higher overall (69/100 vs 53/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Deluxe Corporation

INDUSTRIALS · CONGLOMERATES · USA

Deluxe Corporation provides technology-based solutions for small businesses and financial institutions in the United States, Canada, Australia, South America, and Europe. The company is headquartered in Shoreview, Minnesota.

Honeywell International Inc

INDUSTRIALS · CONGLOMERATES · USA

Honeywell International Inc. is an American publicly traded, multinational conglomerate headquartered in Charlotte, North Carolina. It primarily operates in four areas of business: aerospace, building technologies, performance materials and technologies (PMT), and safety and productivity solutions (SPS).

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