WallStSmart

DTE Energy Company 2021 Series E (DTG)vsValero Energy Corporation (VLO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

VLO leads profitability with a 3.6% profit margin vs 0.0%. VLO earns a higher WallStSmart Score of 59/100 (C).

DTG

Avoid

23

out of 100

Grade: F

Growth: 3.3Profit: 4.5Value: 5.0Quality: 5.0
Piotroski: 4/9Altman Z: 0.70

VLO

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 6.0Value: 4.3Quality: 7.5
Piotroski: 5/9Altman Z: 4.17

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DTG1 strengths · Avg: 9.0/10
Debt/EquityHealth
0.149/10

Conservative balance sheet, low leverage

VLO4 strengths · Avg: 9.3/10
EPS GrowthGrowth
317.9%10/10

Earnings expanding 317.9% YoY

Altman Z-ScoreHealth
4.1710/10

Safe zone — low bankruptcy risk

Market CapQuality
$76.69B9/10

Large-cap with strong market position

Free Cash FlowQuality
$1.23B8/10

Generating 1.2B in free cash flow

Areas to Watch

DTG4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

VLO2 concerns · Avg: 2.5/10
Profit MarginProfitability
3.6%3/10

3.6% margin — thin

PEG RatioValuation
4.082/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : DTG

The strongest argument for DTG centers on Debt/Equity.

Bull Case : VLO

The strongest argument for VLO centers on EPS Growth, Altman Z-Score, Market Cap.

Bear Case : DTG

The primary concerns for DTG are Revenue Growth, EPS Growth, Profit Margin.

Bear Case : VLO

The primary concerns for VLO are Profit Margin, PEG Ratio. Thin 3.6% margins leave little buffer for downturns.

Key Dynamics to Monitor

VLO is growing revenue faster at 6.6% — sustainability is the question.

VLO generates stronger free cash flow (1.2B), providing more financial flexibility.

Monitor NONE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

VLO scores higher overall (59/100 vs 23/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

DTE Energy Company 2021 Series E

NONE · NONE · USA

DTE Energy Company 2021 Series E represents a robust investment opportunity within the regulated utility sector, primarily focused on reliable energy delivery in Michigan. As part of DTE Energy, this series showcases a strong financial profile and a commitment to consistent dividend distributions, appealing to institutional investors seeking stability and lower risk. The company is at the forefront of sustainability, investing in innovative energy solutions to adapt to the growing demand for environmentally responsible practices. With a solid infrastructure and a favorable regulatory environment, DTE Energy is strategically positioned to thrive in the dynamic energy market.

Valero Energy Corporation

ENERGY · OIL & GAS REFINING & MARKETING · USA

Valero Energy Corporation is a Fortune 500 international manufacturer and marketer of transportation fuels, other petrochemical products, and power. It is headquartered in San Antonio, Texas, United States.

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