WallStSmart

DTE Energy Company 2021 Series E (DTG)vsValero Energy Corporation (VLO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

VLO leads profitability with a 2.0% profit margin vs 0.0%. VLO earns a higher WallStSmart Score of 51/100 (C-).

DTG

Avoid

23

out of 100

Grade: F

Growth: 3.3Profit: 4.0Value: 5.0Quality: 5.0

VLO

Buy

51

out of 100

Grade: C-

Growth: 4.7Profit: 5.5Value: 4.0Quality: 7.0
Piotroski: 6/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for DTG.

VLOUndervalued (+8.2%)

Margin of Safety

+8.2%

Fair Value

$222.10

Current Price

$252.58

$30.48 discount

UndervaluedFair: $222.10Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DTG0 strengths · Avg: 0/10

No standout strengths identified

VLO3 strengths · Avg: 9.0/10
EPS GrowthGrowth
317.9%10/10

Earnings expanding 317.9% YoY

Market CapQuality
$75.15B9/10

Large-cap with strong market position

Free Cash FlowQuality
$1.81B8/10

Generating 1.8B in free cash flow

Areas to Watch

DTG4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
7.5%3/10

ROE of 7.5% — below average capital efficiency

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

VLO4 concerns · Avg: 2.8/10
P/E RatioValuation
33.2x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
2.0%3/10

2.0% margin — thin

PEG RatioValuation
4.082/10

Expensive relative to growth rate

Revenue GrowthGrowth
-2.1%2/10

Revenue declined 2.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : DTG

DTG has a balanced fundamental profile.

Bull Case : VLO

The strongest argument for VLO centers on EPS Growth, Market Cap, Free Cash Flow.

Bear Case : DTG

The primary concerns for DTG are Revenue Growth, EPS Growth, Return on Equity.

Bear Case : VLO

The primary concerns for VLO are P/E Ratio, Profit Margin, PEG Ratio. Thin 2.0% margins leave little buffer for downturns.

Key Dynamics to Monitor

DTG is growing revenue faster at 0.0% — sustainability is the question.

VLO generates stronger free cash flow (1.8B), providing more financial flexibility.

Monitor NONE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

VLO scores higher overall (51/100 vs 23/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

DTE Energy Company 2021 Series E

NONE · NONE · USA

DTE Energy Company 2021 Series E represents a compelling investment opportunity in the regulated utility sector, emphasizing reliable energy delivery primarily in Michigan. As a subsidiary of DTE Energy, this series highlights a solid financial standing and a dedication to consistent dividend payouts, making it appealing to institutional investors who prioritize stability and lower risk. The company actively promotes sustainability and invests in innovative energy solutions, enhancing its competitive edge while responding to the increasing demand for environmentally friendly practices. Supported by strong infrastructure and a favorable regulatory landscape, DTE Energy is well-positioned to succeed in the evolving energy market.

Valero Energy Corporation

ENERGY · OIL & GAS REFINING & MARKETING · USA

Valero Energy Corporation is a Fortune 500 international manufacturer and marketer of transportation fuels, other petrochemical products, and power. It is headquartered in San Antonio, Texas, United States.

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