WallStSmart

eBay Inc (EBAY)vsPenn National Gaming Inc (PENN)

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Smart Verdict

WallStSmart Research — data-driven comparison

eBay Inc generates 70% more annual revenue ($12.39B vs $7.28B). EBAY leads profitability with a 16.9% profit margin vs -0.1%. PENN appears more attractively valued with a PEG of 1.01. PENN earns a higher WallStSmart Score of 59/100 (C).

EBAY

Buy

58

out of 100

Grade: C

Growth: 4.0Profit: 8.5Value: 4.0Quality: 5.5
Piotroski: 4/9Altman Z: 4.49

PENN

Buy

59

out of 100

Grade: C

Growth: 6.7Profit: 3.5Value: 7.0Quality: 2.5
Piotroski: 3/9Altman Z: 0.31
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EBAYSignificantly Overvalued (-23.2%)

Margin of Safety

-23.2%

Fair Value

$100.28

Current Price

$120.14

$19.86 premium

UndervaluedFair: $100.28Overvalued
PENNUndervalued (+79.3%)

Margin of Safety

+79.3%

Fair Value

$64.55

Current Price

$17.53

$47.02 discount

UndervaluedFair: $64.55Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EBAY3 strengths · Avg: 9.7/10
Return on EquityProfitability
47.3%10/10

Every $100 of equity generates 47 in profit

Altman Z-ScoreHealth
4.4910/10

Safe zone — low bankruptcy risk

Market CapQuality
$54.23B9/10

Large-cap with strong market position

PENN2 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

EPS GrowthGrowth
208.9%10/10

Earnings expanding 208.9% YoY

Areas to Watch

EBAY4 concerns · Avg: 3.8/10
PEG RatioValuation
1.664/10

Expensive relative to growth rate

P/E RatioValuation
26.4x4/10

Moderate valuation

Price/BookValuation
12.0x4/10

Trading at 12.0x book value

Debt/EquityHealth
1.603/10

Elevated debt levels

PENN4 concerns · Avg: 2.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-40.1%2/10

ROE of -40.1% — below average capital efficiency

Altman Z-ScoreHealth
0.312/10

Distress zone — elevated risk

Profit MarginProfitability
-0.1%1/10

Currently unprofitable

Comparative Analysis Report

WallStSmart Research

Bull Case : EBAY

The strongest argument for EBAY centers on Return on Equity, Altman Z-Score, Market Cap. Profitability is solid with margins at 16.9% and operating margin at 19.2%. Revenue growth of 13.7% demonstrates continued momentum.

Bull Case : PENN

The strongest argument for PENN centers on Price/Book, EPS Growth. PEG of 1.01 suggests the stock is reasonably priced for its growth.

Bear Case : EBAY

The primary concerns for EBAY are PEG Ratio, P/E Ratio, Price/Book. Debt-to-equity of 1.60 is elevated, increasing financial risk.

Bear Case : PENN

The primary concerns for PENN are Piotroski F-Score, Return on Equity, Altman Z-Score. Debt-to-equity of 3.66 is elevated, increasing financial risk.

Key Dynamics to Monitor

EBAY profiles as a mature stock while PENN is a turnaround play — different risk/reward profiles.

PENN carries more volatility with a beta of 1.37 — expect wider price swings.

EBAY is growing revenue faster at 13.7% — sustainability is the question.

EBAY generates stronger free cash flow (749M), providing more financial flexibility.

Bottom Line

PENN scores higher overall (59/100 vs 58/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

eBay Inc

CONSUMER CYCLICAL · INTERNET RETAIL · USA

eBay Inc. is an American multinational e-commerce corporation based in San Jose, California, that facilitates consumer-to-consumer and business-to-consumer sales through its website.

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Penn National Gaming Inc

CONSUMER CYCLICAL · RESORTS & CASINOS · USA

Penn National Gaming, Inc. is an American operator of casinos and racetracks, based in Wyomissing, Pennsylvania.

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