WallStSmart

Ellington Financial Inc. (EFC)vsWelltower Inc (WELL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Welltower Inc generates 2859% more annual revenue ($12.76B vs $431.35M). EFC leads profitability with a 51.5% profit margin vs 12.1%. EFC appears more attractively valued with a PEG of 0.86. EFC earns a higher WallStSmart Score of 70/100 (B-).

EFC

Strong Buy

70

out of 100

Grade: B-

Growth: 7.3Profit: 7.5Value: 7.7Quality: 4.8
Piotroski: 2/9

WELL

Buy

57

out of 100

Grade: C

Growth: 10.0Profit: 5.5Value: 2.0Quality: 5.0
Piotroski: 4/9Altman Z: 1.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for EFC.

WELLSignificantly Overvalued (-80.4%)

Margin of Safety

-80.4%

Fair Value

$125.26

Current Price

$235.52

$110.26 premium

UndervaluedFair: $125.26Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EFC6 strengths · Avg: 9.7/10
P/E RatioValuation
8.5x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Profit MarginProfitability
51.5%10/10

Keeps 52 of every $100 in revenue as profit

Operating MarginProfitability
55.9%10/10

Strong operational efficiency at 55.9%

Revenue GrowthGrowth
33.8%10/10

Revenue surging 33.8% year-over-year

PEG RatioValuation
0.868/10

Growing faster than its price suggests

WELL3 strengths · Avg: 9.0/10
Revenue GrowthGrowth
39.1%10/10

Revenue surging 39.1% year-over-year

Market CapQuality
$166.86B9/10

Large-cap with strong market position

EPS GrowthGrowth
35.6%8/10

Earnings expanding 35.6% YoY

Areas to Watch

EFC3 concerns · Avg: 2.7/10
Market CapQuality
$1.80B3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

EPS GrowthGrowth
-3.3%2/10

Earnings declined 3.3%

WELL4 concerns · Avg: 2.3/10
Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

PEG RatioValuation
3.622/10

Expensive relative to growth rate

P/E RatioValuation
103.4x2/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.202/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : EFC

The strongest argument for EFC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 51.5% and operating margin at 55.9%. Revenue growth of 33.8% demonstrates continued momentum.

Bull Case : WELL

The strongest argument for WELL centers on Revenue Growth, Market Cap, EPS Growth. Revenue growth of 39.1% demonstrates continued momentum.

Bear Case : EFC

The primary concerns for EFC are Market Cap, Piotroski F-Score, EPS Growth.

Bear Case : WELL

The primary concerns for WELL are Return on Equity, PEG Ratio, P/E Ratio. A P/E of 103.4x leaves little room for execution misses.

Key Dynamics to Monitor

EFC carries more volatility with a beta of 0.93 — expect wider price swings.

WELL is growing revenue faster at 39.1% — sustainability is the question.

WELL generates stronger free cash flow (881M), providing more financial flexibility.

Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

EFC scores higher overall (70/100 vs 57/100), backed by strong 51.5% margins and 33.8% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Ellington Financial Inc.

REAL ESTATE · REIT - MORTGAGE · USA

Ellington Financial Inc., through its subsidiary, Ellington Financial Operating Partnership LLC, acquires and manages mortgage-related, consumer-related, business-related and other financial assets in the United States. The company is headquartered in Old Greenwich, Connecticut.

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Welltower Inc

REAL ESTATE · REIT - HEALTHCARE FACILITIES · USA

Welltower Inc. is a real estate investment trust that invests in healthcare infrastructure.

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