Ellington Financial Inc. (EFC)vsAnnaly Capital Management, Inc. (NLY)
EFC
Ellington Financial Inc.
$13.67
-0.07%
REAL ESTATE · Cap: $1.80B
NLY
Annaly Capital Management, Inc.
$23.33
-0.26%
REAL ESTATE · Cap: $17.58B
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates 655% more annual revenue ($3.25B vs $431.35M). NLY leads profitability with a 90.7% profit margin vs 51.5%. EFC appears more attractively valued with a PEG of 0.86. NLY earns a higher WallStSmart Score of 77/100 (B+).
EFC
Strong Buy70
out of 100
Grade: B-
NLY
Strong Buy77
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for EFC.
Margin of Safety
-8.7%
Fair Value
$20.98
Current Price
$23.33
$2.35 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 52 of every $100 in revenue as profit
Strong operational efficiency at 55.9%
Revenue surging 33.8% year-over-year
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 91 of every $100 in revenue as profit
Strong operational efficiency at 91.6%
Revenue surging 479.4% year-over-year
Earnings expanding 3426.0% YoY
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
Earnings declined 3.3%
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : EFC
The strongest argument for EFC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 51.5% and operating margin at 55.9%. Revenue growth of 33.8% demonstrates continued momentum.
Bull Case : NLY
The strongest argument for NLY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 90.7% and operating margin at 91.6%. Revenue growth of 479.4% demonstrates continued momentum.
Bear Case : EFC
The primary concerns for EFC are Market Cap, Piotroski F-Score, EPS Growth.
Bear Case : NLY
The primary concerns for NLY are Piotroski F-Score, PEG Ratio, Altman Z-Score. Debt-to-equity of 7.38 is elevated, increasing financial risk.
Key Dynamics to Monitor
NLY carries more volatility with a beta of 1.24 — expect wider price swings.
NLY is growing revenue faster at 479.4% — sustainability is the question.
NLY generates stronger free cash flow (1.4B), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
NLY scores higher overall (77/100 vs 70/100), backed by strong 90.7% margins and 479.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ellington Financial Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Ellington Financial Inc., through its subsidiary, Ellington Financial Operating Partnership LLC, acquires and manages mortgage-related, consumer-related, business-related and other financial assets in the United States. The company is headquartered in Old Greenwich, Connecticut.
Visit Website →Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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