WallStSmart

Equifax Inc (EFX)vsRTX Corporation (RTX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

RTX Corporation generates 1302% more annual revenue ($90.37B vs $6.44B). EFX leads profitability with a 10.7% profit margin vs 8.0%. EFX appears more attractively valued with a PEG of 1.76. RTX earns a higher WallStSmart Score of 59/100 (C).

EFX

Buy

58

out of 100

Grade: C

Growth: 5.3Profit: 7.0Value: 3.3Quality: 4.5
Piotroski: 5/9Altman Z: 1.89

RTX

Buy

59

out of 100

Grade: C

Growth: 7.3Profit: 6.0Value: 3.7Quality: 6.0
Piotroski: 6/9Altman Z: 1.58
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EFXSignificantly Overvalued (-17.3%)

Margin of Safety

-17.3%

Fair Value

$168.48

Current Price

$172.62

$4.14 premium

UndervaluedFair: $168.48Overvalued

Intrinsic value data unavailable for RTX.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EFX0 strengths · Avg: 0/10

No standout strengths identified

RTX3 strengths · Avg: 8.7/10
Market CapQuality
$262.44B10/10

Mega-cap, among the largest globally

EPS GrowthGrowth
32.5%8/10

Earnings expanding 32.5% YoY

Free Cash FlowQuality
$3.59B8/10

Generating 3.6B in free cash flow

Areas to Watch

EFX4 concerns · Avg: 4.0/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

P/E RatioValuation
30.3x4/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
0.7%4/10

0.7% earnings growth

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

RTX3 concerns · Avg: 3.3/10
P/E RatioValuation
36.4x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.584/10

Distress zone — elevated risk

PEG RatioValuation
2.652/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : EFX

Revenue growth of 10.6% demonstrates continued momentum.

Bull Case : RTX

The strongest argument for RTX centers on Market Cap, EPS Growth, Free Cash Flow.

Bear Case : EFX

The primary concerns for EFX are PEG Ratio, P/E Ratio, EPS Growth.

Bear Case : RTX

The primary concerns for RTX are P/E Ratio, Altman Z-Score, PEG Ratio.

Key Dynamics to Monitor

EFX carries more volatility with a beta of 1.32 — expect wider price swings.

EFX is growing revenue faster at 10.6% — sustainability is the question.

RTX generates stronger free cash flow (3.6B), providing more financial flexibility.

Monitor CONSULTING SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

RTX scores higher overall (59/100 vs 58/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Equifax Inc

INDUSTRIALS · CONSULTING SERVICES · USA

Equifax Inc. is an American multinational consumer credit reporting agency and is one of the three largest consumer credit reporting agencies, along with Experian and TransUnion. In addition to credit and demographic data and services to business, Equifax sells credit monitoring and fraud prevention services directly to consumers.

RTX Corporation

INDUSTRIALS · AEROSPACE & DEFENSE · USA

Raytheon Technologies Corporation is an American multinational aerospace and defense conglomerate headquartered in Waltham, Massachusetts. It is one of the largest aerospace, intelligence services providers, and defense manufacturers in the world by revenue and market capitalization. Raytheon Technologies (RTX) researches, develops, and manufactures advanced technology products in the aerospace and defense industry, including aircraft engines, avionics, aerostructures, cybersecurity, guided missiles, air defense systems, satellites, and drones.

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