Equifax Inc (EFX)vsZenta Group Company Limited Ordinary Shares (ZGM)
EFX
Equifax Inc
$172.55
+1.80%
INDUSTRIALS · Cap: $20.75B
ZGM
Zenta Group Company Limited Ordinary Shares
$1.58
+14.49%
INDUSTRIALS · Cap: $16.30M
Smart Verdict
WallStSmart Research — data-driven comparison
Equifax Inc generates 191949% more annual revenue ($6.07B vs $3.16M). ZGM leads profitability with a 31.7% profit margin vs 10.9%. ZGM trades at a lower P/E of 13.8x. EFX earns a higher WallStSmart Score of 60/100 (C).
EFX
Buy60
out of 100
Grade: C
ZGM
Hold45
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-249.1%
Fair Value
$56.60
Current Price
$172.55
$115.95 premium
Margin of Safety
-208.8%
Fair Value
$0.68
Current Price
$1.58
$0.90 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 31.7%
Every $100 of equity generates 23 in profit
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Premium valuation, high expectations priced in
2.4% earnings growth
Weak financial health signals
Smaller company, higher risk/reward
Revenue declined 27.0%
Earnings declined 78.0%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : EFX
The strongest argument for EFX centers on PEG Ratio. PEG of 0.81 suggests the stock is reasonably priced for its growth.
Bull Case : ZGM
The strongest argument for ZGM centers on Profit Margin, Operating Margin, Return on Equity. Profitability is solid with margins at 31.7% and operating margin at 31.7%.
Bear Case : EFX
The primary concerns for EFX are P/E Ratio, EPS Growth, Piotroski F-Score.
Bear Case : ZGM
The primary concerns for ZGM are Market Cap, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
EFX profiles as a value stock while ZGM is a declining play — different risk/reward profiles.
EFX is growing revenue faster at 9.2% — sustainability is the question.
EFX generates stronger free cash flow (341M), providing more financial flexibility.
Monitor CONSULTING SERVICES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
EFX scores higher overall (60/100 vs 45/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Equifax Inc
INDUSTRIALS · CONSULTING SERVICES · USA
Equifax Inc. is an American multinational consumer credit reporting agency and is one of the three largest consumer credit reporting agencies, along with Experian and TransUnion. In addition to credit and demographic data and services to business, Equifax sells credit monitoring and fraud prevention services directly to consumers.
Zenta Group Company Limited Ordinary Shares
INDUSTRIALS · CONSULTING SERVICES · USA
Zenta Group Company Limited, engages in the provision of industrial park consultation and business investment consultation services; and sale of fintech products and services in Macau and the People's Republic of China. The company is headquartered in Macau.
Compare with Other CONSULTING SERVICES Stocks
Want to dig deeper into these stocks?