WallStSmart

EastGroup Properties Inc (EGP)vsUnum Group 6.250% JR NT58 (UNMA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

EGP leads profitability with a 40.6% profit margin vs 0.0%. UNMA trades at a lower P/E of 4.4x. EGP earns a higher WallStSmart Score of 59/100 (C).

EGP

Buy

59

out of 100

Grade: C

Growth: 7.3Profit: 8.0Value: 3.3Quality: 5.5
Piotroski: 4/9Altman Z: 1.26

UNMA

Avoid

20

out of 100

Grade: F

Growth: 4.0Profit: 4.0Value: 6.7Quality: 6.5
Piotroski: 4/9Altman Z: 0.70
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EGPFair Value (-3.3%)

Margin of Safety

-3.3%

Fair Value

$183.79

Current Price

$198.12

$14.33 premium

UndervaluedFair: $183.79Overvalued

Intrinsic value data unavailable for UNMA.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EGP3 strengths · Avg: 9.3/10
Profit MarginProfitability
40.6%10/10

Keeps 41 of every $100 in revenue as profit

Operating MarginProfitability
40.8%10/10

Strong operational efficiency at 40.8%

Price/BookValuation
3.0x8/10

Reasonable price relative to book value

UNMA1 strengths · Avg: 10.0/10
P/E RatioValuation
4.4x10/10

Attractively priced relative to earnings

Areas to Watch

EGP3 concerns · Avg: 2.7/10
P/E RatioValuation
34.5x4/10

Premium valuation, high expectations priced in

PEG RatioValuation
8.422/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.262/10

Distress zone — elevated risk

UNMA4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
7.2%3/10

ROE of 7.2% — below average capital efficiency

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : EGP

The strongest argument for EGP centers on Profit Margin, Operating Margin, Price/Book. Profitability is solid with margins at 40.6% and operating margin at 40.8%.

Bull Case : UNMA

The strongest argument for UNMA centers on P/E Ratio.

Bear Case : EGP

The primary concerns for EGP are P/E Ratio, PEG Ratio, Altman Z-Score.

Bear Case : UNMA

The primary concerns for UNMA are Revenue Growth, EPS Growth, Return on Equity.

Key Dynamics to Monitor

EGP profiles as a mature stock while UNMA is a value play — different risk/reward profiles.

EGP is growing revenue faster at 9.1% — sustainability is the question.

UNMA generates stronger free cash flow (474M), providing more financial flexibility.

Monitor REIT - INDUSTRIAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

EGP scores higher overall (59/100 vs 20/100), backed by strong 40.6% margins. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

EastGroup Properties Inc

REAL ESTATE · REIT - INDUSTRIAL · USA

EastGroup Properties, Inc. (NYSE: EGP), an S&P MidCap 400 company, is a self-managed capital real estate investment trust focused on the development, acquisition and operation of industrial properties in Sunbelt's major markets in the United States. with an emphasis on the states of Florida, Texas, Arizona, California and North Carolina.

Unum Group 6.250% JR NT58

REAL ESTATE · REIT - RESIDENTIAL · USA

Unum Group offers financial protection benefits solutions in the United States, the United Kingdom, and internationally. The company is headquartered in Chattanooga, Tennessee.

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