WallStSmart

Estee Lauder Companies Inc (EL)vsUnited-Guardian Inc (UG)

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Smart Verdict

WallStSmart Research — data-driven comparison

Estee Lauder Companies Inc generates 135527% more annual revenue ($14.83B vs $10.94M). UG leads profitability with a 21.6% profit margin vs -1.7%. UG appears more attractively valued with a PEG of 1.13. UG earns a higher WallStSmart Score of 71/100 (B).

EL

Hold

38

out of 100

Grade: F

Growth: 2.7Profit: 4.0Value: 6.3Quality: 4.0
Piotroski: 3/9Altman Z: 1.68

UG

Strong Buy

71

out of 100

Grade: B

Growth: 6.7Profit: 8.0Value: 8.0Quality: 7.3
Piotroski: 3/9Altman Z: 7.08
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ELUndervalued (+29.5%)

Margin of Safety

+29.5%

Fair Value

$149.43

Current Price

$83.49

$65.94 discount

UndervaluedFair: $149.43Overvalued
UGUndervalued (+36.2%)

Margin of Safety

+36.2%

Fair Value

$10.33

Current Price

$6.99

$3.34 discount

UndervaluedFair: $10.33Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EL0 strengths · Avg: 0/10

No standout strengths identified

UG6 strengths · Avg: 8.5/10
Altman Z-ScoreHealth
7.0810/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
21.6%9/10

Keeps 22 of every $100 in revenue as profit

P/E RatioValuation
13.5x8/10

Attractively priced relative to earnings

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Operating MarginProfitability
22.4%8/10

Strong operational efficiency at 22.4%

Revenue GrowthGrowth
15.8%8/10

15.8% revenue growth

Areas to Watch

EL4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.6%4/10

4.6% revenue growth

Altman Z-ScoreHealth
1.684/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-6.2%2/10

ROE of -6.2% — below average capital efficiency

UG2 concerns · Avg: 3.0/10
Market CapQuality
$32.25M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : EL

PEG of 1.43 suggests the stock is reasonably priced for its growth.

Bull Case : UG

The strongest argument for UG centers on Altman Z-Score, Profit Margin, P/E Ratio. Profitability is solid with margins at 21.6% and operating margin at 22.4%. Revenue growth of 15.8% demonstrates continued momentum.

Bear Case : EL

The primary concerns for EL are Revenue Growth, Altman Z-Score, Piotroski F-Score. Debt-to-equity of 2.33 is elevated, increasing financial risk.

Bear Case : UG

The primary concerns for UG are Market Cap, Piotroski F-Score.

Key Dynamics to Monitor

EL profiles as a turnaround stock while UG is a growth play — different risk/reward profiles.

EL carries more volatility with a beta of 1.25 — expect wider price swings.

UG is growing revenue faster at 15.8% — sustainability is the question.

EL generates stronger free cash flow (310M), providing more financial flexibility.

Bottom Line

UG scores higher overall (71/100 vs 38/100), backed by strong 21.6% margins and 15.8% revenue growth. EL offers better value entry with a 29.5% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Estee Lauder Companies Inc

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

The Estee Lauder Companies Inc. is an American multinational manufacturer and marketer of prestige skincare, makeup, fragrance and hair care products, based in Midtown Manhattan, New York City. The company owns a diverse portfolio of brands, distributed internationally through both digital commerce and retail channels.

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United-Guardian Inc

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

United-Guardian, Inc. manufactures and markets cosmetic ingredients, pharmaceuticals, medical lubricants, and specialty industrial products in the United States and internationally. The company is headquartered in Hauppauge, New York.

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