WallStSmart

EPAM Systems Inc (EPAM)vsWipro Limited ADR (WIT)

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Smart Verdict

WallStSmart Research — data-driven comparison

Wipro Limited ADR generates 16556% more annual revenue ($908.92B vs $5.46B). WIT leads profitability with a 14.6% profit margin vs 6.9%. EPAM appears more attractively valued with a PEG of 0.82. EPAM earns a higher WallStSmart Score of 63/100 (C+).

EPAM

Buy

63

out of 100

Grade: C+

Growth: 5.3Profit: 5.5Value: 7.3Quality: 8.0
Piotroski: 3/9Altman Z: 4.28

WIT

Buy

53

out of 100

Grade: C-

Growth: 4.0Profit: 6.5Value: 7.3Quality: 7.3
Piotroski: 5/9Altman Z: 3.52
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EPAMSignificantly Overvalued (-19.3%)

Margin of Safety

-19.3%

Fair Value

$149.20

Current Price

$133.26

$15.94 premium

UndervaluedFair: $149.20Overvalued
WITSignificantly Overvalued (-171.6%)

Margin of Safety

-171.6%

Fair Value

$0.88

Current Price

$2.09

$1.21 premium

UndervaluedFair: $0.88Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EPAM4 strengths · Avg: 9.0/10
Debt/EquityHealth
0.0410/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.2810/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.828/10

Growing faster than its price suggests

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

WIT4 strengths · Avg: 9.0/10
Free Cash FlowQuality
$37.93B10/10

Generating 37.9B in free cash flow

Altman Z-ScoreHealth
3.5210/10

Safe zone — low bankruptcy risk

P/E RatioValuation
16.1x8/10

Attractively priced relative to earnings

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Areas to Watch

EPAM2 concerns · Avg: 3.0/10
Profit MarginProfitability
6.9%3/10

6.9% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

WIT2 concerns · Avg: 3.0/10
PEG RatioValuation
2.434/10

Expensive relative to growth rate

EPS GrowthGrowth
-7.2%2/10

Earnings declined 7.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : EPAM

The strongest argument for EPAM centers on Debt/Equity, Altman Z-Score, PEG Ratio. Revenue growth of 12.8% demonstrates continued momentum. PEG of 0.82 suggests the stock is reasonably priced for its growth.

Bull Case : WIT

The strongest argument for WIT centers on Free Cash Flow, Altman Z-Score, P/E Ratio.

Bear Case : EPAM

The primary concerns for EPAM are Profit Margin, Piotroski F-Score.

Bear Case : WIT

The primary concerns for WIT are PEG Ratio, EPS Growth.

Key Dynamics to Monitor

EPAM carries more volatility with a beta of 1.77 — expect wider price swings.

EPAM is growing revenue faster at 12.8% — sustainability is the question.

WIT generates stronger free cash flow (37.9B), providing more financial flexibility.

Monitor INFORMATION TECHNOLOGY SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

EPAM scores higher overall (63/100 vs 53/100) and 12.8% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

EPAM Systems Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

EPAM Systems, Inc. provides digital platform engineering and software development services in North America, Europe, Russia, Belarus, Kazakhstan, Ukraine, Georgia, East Asia, Southeast Asia, and Australia. The company is headquartered in Newtown, Pennsylvania.

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Wipro Limited ADR

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Wipro Limited is a global information technology (IT), consulting and business process services company. The company is headquartered in Bengaluru, India.

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