WallStSmart

Equity Bancshares, Inc. (EQBK)vsHartford Financial Services Group (HIG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 11765% more annual revenue ($28.79B vs $242.65M). EQBK leads profitability with a 14.8% profit margin vs 14.1%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 77/100 (B+).

EQBK

Strong Buy

68

out of 100

Grade: B-

Growth: 9.3Profit: 6.0Value: 4.3Quality: 3.5
Piotroski: 2/9Altman Z: 0.30

HIG

Strong Buy

77

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.0
Piotroski: 6/9Altman Z: 1.23

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EQBK4 strengths · Avg: 9.5/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Operating MarginProfitability
46.3%10/10

Strong operational efficiency at 46.3%

Revenue GrowthGrowth
38.1%10/10

Revenue surging 38.1% year-over-year

EPS GrowthGrowth
47.7%8/10

Earnings expanding 47.7% YoY

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.9x10/10

Attractively priced relative to earnings

Return on EquityProfitability
22.2%9/10

Every $100 of equity generates 22 in profit

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

Areas to Watch

EQBK4 concerns · Avg: 3.5/10
PEG RatioValuation
1.694/10

Expensive relative to growth rate

P/E RatioValuation
32.0x4/10

Premium valuation, high expectations priced in

Market CapQuality
$1.03B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.3%3/10

ROE of 4.3% — below average capital efficiency

HIG1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
1.232/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : EQBK

The strongest argument for EQBK centers on Price/Book, Operating Margin, Revenue Growth. Revenue growth of 38.1% demonstrates continued momentum.

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bear Case : EQBK

The primary concerns for EQBK are PEG Ratio, P/E Ratio, Market Cap.

Bear Case : HIG

The primary concerns for HIG are Altman Z-Score.

Key Dynamics to Monitor

EQBK profiles as a growth stock while HIG is a value play — different risk/reward profiles.

EQBK carries more volatility with a beta of 0.78 — expect wider price swings.

EQBK is growing revenue faster at 38.1% — sustainability is the question.

HIG generates stronger free cash flow (1.1B), providing more financial flexibility.

Bottom Line

HIG scores higher overall (77/100 vs 68/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Equity Bancshares, Inc.

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Equity Bancshares, Inc. is Equity Bank's banking holding company providing a range of banking, mortgage banking and financial services to individual and corporate clients. The company is headquartered in Wichita, Kansas.

Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

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