WallStSmart

Equity Bancshares, Inc. (EQBK)vsHartford Financial Services Group (HIG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 12963% more annual revenue ($28.79B vs $220.40M). HIG leads profitability with a 14.1% profit margin vs 11.2%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 77/100 (B+).

EQBK

Buy

58

out of 100

Grade: C

Growth: 6.7Profit: 6.0Value: 4.3Quality: 5.0

HIG

Strong Buy

77

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.3
Piotroski: 6/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EQBK3 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Operating MarginProfitability
39.8%10/10

Strong operational efficiency at 39.8%

Revenue GrowthGrowth
33.0%10/10

Revenue surging 33.0% year-over-year

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.6x10/10

Attractively priced relative to earnings

Return on EquityProfitability
22.7%9/10

Every $100 of equity generates 23 in profit

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

Areas to Watch

EQBK4 concerns · Avg: 3.5/10
PEG RatioValuation
1.694/10

Expensive relative to growth rate

P/E RatioValuation
38.4x4/10

Premium valuation, high expectations priced in

Market CapQuality
$941.58M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.4%3/10

ROE of 3.4% — below average capital efficiency

HIG0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : EQBK

The strongest argument for EQBK centers on Price/Book, Operating Margin, Revenue Growth. Revenue growth of 33.0% demonstrates continued momentum.

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bear Case : EQBK

The primary concerns for EQBK are PEG Ratio, P/E Ratio, Market Cap.

Bear Case : HIG

No major red flags identified for HIG, but monitor valuation.

Key Dynamics to Monitor

EQBK profiles as a growth stock while HIG is a value play — different risk/reward profiles.

EQBK carries more volatility with a beta of 0.85 — expect wider price swings.

EQBK is growing revenue faster at 33.0% — sustainability is the question.

HIG generates stronger free cash flow (1.0B), providing more financial flexibility.

Bottom Line

HIG scores higher overall (77/100 vs 58/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Equity Bancshares, Inc.

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Equity Bancshares, Inc. is Equity Bank's banking holding company providing a range of banking, mortgage banking and financial services to individual and corporate clients. The company is headquartered in Wichita, Kansas.

Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

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