WallStSmart

EverQuote Inc Class A (EVER)vsReddit, Inc. (RDDT)

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Smart Verdict

WallStSmart Research — data-driven comparison

Reddit, Inc. generates 268% more annual revenue ($2.78B vs $755.20M). RDDT leads profitability with a 31.4% profit margin vs 15.2%. EVER trades at a lower P/E of 7.2x. RDDT earns a higher WallStSmart Score of 77/100 (B+).

EVER

Strong Buy

69

out of 100

Grade: B-

Growth: 8.7Profit: 8.5Value: 8.3Quality: 9.0
Piotroski: 4/9Altman Z: 4.62

RDDT

Strong Buy

77

out of 100

Grade: B+

Growth: 10.0Profit: 10.0Value: 5.3Quality: 9.0
Piotroski: 4/9Altman Z: 7.66
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EVERUndervalued (+53.9%)

Margin of Safety

+53.9%

Fair Value

$32.43

Current Price

$21.48

$10.95 discount

UndervaluedFair: $32.43Overvalued
RDDTFair Value (-4.7%)

Margin of Safety

-4.7%

Fair Value

$137.78

Current Price

$134.66

$3.12 premium

UndervaluedFair: $137.78Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EVER6 strengths · Avg: 9.3/10
P/E RatioValuation
7.2x10/10

Attractively priced relative to earnings

Return on EquityProfitability
44.6%10/10

Every $100 of equity generates 45 in profit

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.6210/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
24.6%8/10

Revenue surging 24.6% year-over-year

RDDT6 strengths · Avg: 9.8/10
Profit MarginProfitability
31.4%10/10

Keeps 31 of every $100 in revenue as profit

Revenue GrowthGrowth
61.1%10/10

Revenue surging 61.1% year-over-year

EPS GrowthGrowth
177.8%10/10

Earnings expanding 177.8% YoY

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
7.6610/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
26.5%9/10

Every $100 of equity generates 27 in profit

Areas to Watch

EVER1 concerns · Avg: 3.0/10
Market CapQuality
$779.15M3/10

Smaller company, higher risk/reward

RDDT1 concerns · Avg: 4.0/10
P/E RatioValuation
36.3x4/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : EVER

The strongest argument for EVER centers on P/E Ratio, Return on Equity, Debt/Equity. Profitability is solid with margins at 15.2% and operating margin at 12.0%. Revenue growth of 24.6% demonstrates continued momentum.

Bull Case : RDDT

The strongest argument for RDDT centers on Profit Margin, Revenue Growth, EPS Growth. Profitability is solid with margins at 31.4% and operating margin at 28.8%. Revenue growth of 61.1% demonstrates continued momentum.

Bear Case : EVER

The primary concerns for EVER are Market Cap.

Bear Case : RDDT

The primary concerns for RDDT are P/E Ratio.

Key Dynamics to Monitor

RDDT carries more volatility with a beta of 2.05 — expect wider price swings.

RDDT is growing revenue faster at 61.1% — sustainability is the question.

RDDT generates stronger free cash flow (261M), providing more financial flexibility.

Monitor INTERNET CONTENT & INFORMATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

RDDT scores higher overall (77/100 vs 69/100), backed by strong 31.4% margins and 61.1% revenue growth. EVER offers better value entry with a 53.9% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

EverQuote Inc Class A

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA

EverQuote, Inc. operates an online marketplace for purchasing insurance in the United States. The company is headquartered in Cambridge, Massachusetts.

Reddit, Inc.

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA

Reddit, Inc. operates a website that organizes digital communities. The company is headquartered in San Francisco, California.

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