WallStSmart

Ford Motor Company (F)vsUrban Outfitters Inc (URBN)

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Smart Verdict

WallStSmart Research — data-driven comparison

Ford Motor Company generates 2803% more annual revenue ($187.97B vs $6.47B). URBN leads profitability with a 8.8% profit margin vs -3.9%. URBN appears more attractively valued with a PEG of 1.24. URBN earns a higher WallStSmart Score of 71/100 (B).

F

Hold

48

out of 100

Grade: D+

Growth: 6.0Profit: 3.0Value: 3.0Quality: 3.0
Piotroski: 2/9Altman Z: 0.76

URBN

Strong Buy

71

out of 100

Grade: B

Growth: 7.3Profit: 7.0Value: 6.7Quality: 8.0
Piotroski: 6/9Altman Z: 3.32
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FSignificantly Overvalued (-17.0%)

Margin of Safety

-17.0%

Fair Value

$12.08

Current Price

$12.28

$0.20 premium

UndervaluedFair: $12.08Overvalued
URBNUndervalued (+3.9%)

Margin of Safety

+3.9%

Fair Value

$73.36

Current Price

$80.25

$6.89 discount

UndervaluedFair: $73.36Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

F4 strengths · Avg: 9.3/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

EPS GrowthGrowth
430.8%10/10

Earnings expanding 430.8% YoY

Market CapQuality
$51.60B9/10

Large-cap with strong market position

Free Cash FlowQuality
$1.96B8/10

Generating 2.0B in free cash flow

URBN4 strengths · Avg: 9.0/10
EPS GrowthGrowth
75.9%10/10

Earnings expanding 75.9% YoY

Altman Z-ScoreHealth
3.3210/10

Safe zone — low bankruptcy risk

P/E RatioValuation
12.6x8/10

Attractively priced relative to earnings

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Areas to Watch

F4 concerns · Avg: 2.5/10
Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
8.482/10

Expensive relative to growth rate

Return on EquityProfitability
-20.7%2/10

ROE of -20.7% — below average capital efficiency

URBN0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : F

The strongest argument for F centers on Price/Book, EPS Growth, Market Cap.

Bull Case : URBN

The strongest argument for URBN centers on EPS Growth, Altman Z-Score, P/E Ratio. Revenue growth of 10.4% demonstrates continued momentum. PEG of 1.24 suggests the stock is reasonably priced for its growth.

Bear Case : F

The primary concerns for F are Operating Margin, Piotroski F-Score, PEG Ratio. Debt-to-equity of 4.57 is elevated, increasing financial risk.

Bear Case : URBN

No major red flags identified for URBN, but monitor valuation.

Key Dynamics to Monitor

F profiles as a turnaround stock while URBN is a value play — different risk/reward profiles.

F carries more volatility with a beta of 1.83 — expect wider price swings.

URBN is growing revenue faster at 10.4% — sustainability is the question.

F generates stronger free cash flow (2.0B), providing more financial flexibility.

Bottom Line

URBN scores higher overall (71/100 vs 48/100) and 10.4% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Ford Motor Company

CONSUMER CYCLICAL · AUTO MANUFACTURERS · USA

Ford Motor Company, commonly known as Ford, is an American multinational automaker that has its main headquarters in Dearborn, Michigan.

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Urban Outfitters Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Urban Outfitters, Inc. is engaged in the retail and wholesale of general consumer products. The company is headquartered in Philadelphia, Pennsylvania.

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