WallStSmart

Toyota Motor Corporation ADR (TM)vsUrban Outfitters Inc (URBN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Toyota Motor Corporation ADR generates 802230% more annual revenue ($50.68T vs $6.32B). TM leads profitability with a 7.6% profit margin vs 7.5%. URBN appears more attractively valued with a PEG of 1.24. URBN earns a higher WallStSmart Score of 66/100 (B-).

TM

Buy

59

out of 100

Grade: C

Growth: 6.7Profit: 4.5Value: 6.3Quality: 4.5
Piotroski: 3/9Altman Z: 1.68

URBN

Strong Buy

66

out of 100

Grade: B-

Growth: 6.0Profit: 6.5Value: 6.7Quality: 7.5
Piotroski: 6/9Altman Z: 3.32
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for TM.

URBNUndervalued (+2.0%)

Margin of Safety

+2.0%

Fair Value

$71.95

Current Price

$73.54

$1.59 discount

UndervaluedFair: $71.95Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

TM4 strengths · Avg: 9.3/10
P/E RatioValuation
9.2x10/10

Attractively priced relative to earnings

Free Cash FlowQuality
$398.23B10/10

Generating 398.2B in free cash flow

Market CapQuality
$198.28B9/10

Large-cap with strong market position

EPS GrowthGrowth
23.2%8/10

Earnings expanding 23.2% YoY

URBN3 strengths · Avg: 8.7/10
Altman Z-ScoreHealth
3.3210/10

Safe zone — low bankruptcy risk

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Areas to Watch

TM4 concerns · Avg: 4.0/10
PEG RatioValuation
1.544/10

Expensive relative to growth rate

Price/BookValuation
14.0x4/10

Trading at 14.0x book value

Revenue GrowthGrowth
1.9%4/10

1.9% revenue growth

Altman Z-ScoreHealth
1.684/10

Distress zone — elevated risk

URBN2 concerns · Avg: 2.5/10
Profit MarginProfitability
7.5%3/10

7.5% margin — thin

Free Cash FlowQuality
$-177.76M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : TM

The strongest argument for TM centers on P/E Ratio, Free Cash Flow, Market Cap.

Bull Case : URBN

The strongest argument for URBN centers on Altman Z-Score, P/E Ratio, Price/Book. Revenue growth of 11.4% demonstrates continued momentum. PEG of 1.24 suggests the stock is reasonably priced for its growth.

Bear Case : TM

The primary concerns for TM are PEG Ratio, Price/Book, Revenue Growth.

Bear Case : URBN

The primary concerns for URBN are Profit Margin, Free Cash Flow.

Key Dynamics to Monitor

URBN carries more volatility with a beta of 1.22 — expect wider price swings.

URBN is growing revenue faster at 11.4% — sustainability is the question.

TM generates stronger free cash flow (398.2B), providing more financial flexibility.

Monitor AUTO MANUFACTURERS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

URBN scores higher overall (66/100 vs 59/100) and 11.4% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Toyota Motor Corporation ADR

CONSUMER CYCLICAL · AUTO MANUFACTURERS · USA

Toyota Motor Corporation designs, manufactures, assembles and sells passenger cars, minivans and commercial vehicles, and related parts and accessories. The company is headquartered in Toyota, Japan.

Urban Outfitters Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Urban Outfitters, Inc. is engaged in the retail and wholesale of general consumer products. The company is headquartered in Philadelphia, Pennsylvania.

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