WallStSmart

First American Corporation (FAF)vsFidelity National Financial Inc (FNF)

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Smart Verdict

WallStSmart Research — data-driven comparison

Fidelity National Financial Inc generates 90% more annual revenue ($15.35B vs $8.09B). FAF leads profitability with a 9.1% profit margin vs 5.0%. FNF appears more attractively valued with a PEG of 0.85. FNF earns a higher WallStSmart Score of 70/100 (B-).

FAF

Buy

56

out of 100

Grade: C

Growth: 3.3Profit: 6.0Value: 5.7Quality: 5.8
Piotroski: 5/9

FNF

Strong Buy

70

out of 100

Grade: B-

Growth: 6.0Profit: 5.0Value: 7.0Quality: 5.5
Piotroski: 3/9Altman Z: 0.64

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FAF2 strengths · Avg: 10.0/10
P/E RatioValuation
8.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

FNF4 strengths · Avg: 8.5/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

PEG RatioValuation
0.858/10

Growing faster than its price suggests

P/E RatioValuation
13.9x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$1.83B8/10

Generating 1.8B in free cash flow

Areas to Watch

FAF2 concerns · Avg: 2.0/10
PEG RatioValuation
2.982/10

Expensive relative to growth rate

EPS GrowthGrowth
-6.5%2/10

Earnings declined 6.5%

FNF3 concerns · Avg: 2.7/10
Profit MarginProfitability
5.0%3/10

5.0% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
0.642/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : FAF

The strongest argument for FAF centers on P/E Ratio, Price/Book.

Bull Case : FNF

The strongest argument for FNF centers on Price/Book, PEG Ratio, P/E Ratio. Revenue growth of 10.5% demonstrates continued momentum. PEG of 0.85 suggests the stock is reasonably priced for its growth.

Bear Case : FAF

The primary concerns for FAF are PEG Ratio, EPS Growth.

Bear Case : FNF

The primary concerns for FNF are Profit Margin, Piotroski F-Score, Altman Z-Score.

Key Dynamics to Monitor

FAF carries more volatility with a beta of 1.26 — expect wider price swings.

FNF is growing revenue faster at 10.5% — sustainability is the question.

FNF generates stronger free cash flow (1.8B), providing more financial flexibility.

Monitor INSURANCE - SPECIALTY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

FNF scores higher overall (70/100 vs 56/100) and 10.5% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

First American Corporation

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

First American Financial Corporation, provides financial services. The company is headquartered in Santa Ana, California.

Fidelity National Financial Inc

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

Fidelity National Financial, Inc. offers various insurance products in the United States. The company is headquartered in Jacksonville, Florida.

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