WallStSmart

AXIS Capital Holdings Ltd (AXS)vsFirst American Corporation (FAF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

First American Corporation generates 15% more annual revenue ($7.71B vs $6.69B). AXS leads profitability with a 16.0% profit margin vs 8.7%. AXS appears more attractively valued with a PEG of 1.18. AXS earns a higher WallStSmart Score of 76/100 (B+).

AXS

Strong Buy

76

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 7.0Quality: 5.0
Piotroski: 5/9Altman Z: 0.62

FAF

Strong Buy

68

out of 100

Grade: B-

Growth: 6.7Profit: 6.0Value: 5.7Quality: 7.3
Piotroski: 6/9Altman Z: 1.51

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AXS4 strengths · Avg: 9.3/10
P/E RatioValuation
7.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.259/10

Conservative balance sheet, low leverage

EPS GrowthGrowth
45.6%8/10

Earnings expanding 45.6% YoY

FAF4 strengths · Avg: 9.5/10
P/E RatioValuation
10.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

EPS GrowthGrowth
70.4%10/10

Earnings expanding 70.4% YoY

Revenue GrowthGrowth
16.2%8/10

16.2% revenue growth

Areas to Watch

AXS1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
0.622/10

Distress zone — elevated risk

FAF3 concerns · Avg: 2.7/10
Altman Z-ScoreHealth
1.514/10

Distress zone — elevated risk

PEG RatioValuation
2.982/10

Expensive relative to growth rate

Free Cash FlowQuality
$-32.70M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : AXS

The strongest argument for AXS centers on P/E Ratio, Price/Book, Debt/Equity. Profitability is solid with margins at 16.0% and operating margin at 19.0%. PEG of 1.18 suggests the stock is reasonably priced for its growth.

Bull Case : FAF

The strongest argument for FAF centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 16.2% demonstrates continued momentum.

Bear Case : AXS

The primary concerns for AXS are Altman Z-Score.

Bear Case : FAF

The primary concerns for FAF are Altman Z-Score, PEG Ratio, Free Cash Flow.

Key Dynamics to Monitor

AXS profiles as a mature stock while FAF is a growth play — different risk/reward profiles.

FAF carries more volatility with a beta of 1.30 — expect wider price swings.

FAF is growing revenue faster at 16.2% — sustainability is the question.

AXS generates stronger free cash flow (519M), providing more financial flexibility.

Bottom Line

AXS scores higher overall (76/100 vs 68/100), backed by strong 16.0% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AXIS Capital Holdings Ltd

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

AXIS Capital Holdings Limited, offers various specialized insurance and reinsurance products worldwide. The company is headquartered in Pembroke, Bermuda.

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First American Corporation

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

First American Financial Corporation, provides financial services. The company is headquartered in Santa Ana, California.

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