First Business Financial Services (FBIZ)vsJPMorgan Chase & Co (JPM)
FBIZ
First Business Financial Services
$73.76
+1.39%
FINANCIAL SERVICES · Cap: $593.31M
JPM
JPMorgan Chase & Co
$337.09
-1.89%
FINANCIAL SERVICES · Cap: $902.16B
Smart Verdict
WallStSmart Research — data-driven comparison
JPMorgan Chase & Co generates 112471% more annual revenue ($190.73B vs $169.43M). JPM leads profitability with a 34.6% profit margin vs 32.8%. FBIZ appears more attractively valued with a PEG of 1.24. FBIZ earns a higher WallStSmart Score of 80/100 (B+).
FBIZ
Strong Buy80
out of 100
Grade: B+
JPM
Strong Buy71
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 39.5%
Reasonable price relative to book value
16.5% revenue growth
Earnings expanding 36.3% YoY
Mega-cap, among the largest globally
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 42.6%
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Elevated debt levels
Distress zone — elevated risk
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : FBIZ
The strongest argument for FBIZ centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 32.8% and operating margin at 39.5%. Revenue growth of 16.5% demonstrates continued momentum.
Bull Case : JPM
The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 34.6% and operating margin at 42.6%. Revenue growth of 10.2% demonstrates continued momentum.
Bear Case : FBIZ
The primary concerns for FBIZ are Market Cap, Debt/Equity, Altman Z-Score. Debt-to-equity of 1.51 is elevated, increasing financial risk.
Bear Case : JPM
The primary concerns for JPM are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 3.32 is elevated, increasing financial risk.
Key Dynamics to Monitor
FBIZ profiles as a growth stock while JPM is a mature play — different risk/reward profiles.
JPM carries more volatility with a beta of 1.01 — expect wider price swings.
FBIZ is growing revenue faster at 16.5% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
FBIZ scores higher overall (80/100 vs 71/100), backed by strong 32.8% margins and 16.5% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
First Business Financial Services
FINANCIAL SERVICES · BANKS - REGIONAL · USA
First Business Financial Services, Inc. is the banking holding company for First Business Bank providing commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals and high net worth individuals. The company is headquartered in Madison, Wisconsin.
JPMorgan Chase & Co
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.
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