WallStSmart

Franklin Covey Company (FC)vsTarget Corporation (TGT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Target Corporation generates 39883% more annual revenue ($104.78B vs $262.06M). TGT leads profitability with a 3.5% profit margin vs -0.9%. FC appears more attractively valued with a PEG of 0.95. TGT earns a higher WallStSmart Score of 48/100 (D+).

FC

Hold

37

out of 100

Grade: F

Growth: 3.3Profit: 3.0Value: 7.0Quality: 5.0

TGT

Hold

48

out of 100

Grade: D+

Growth: 2.0Profit: 5.5Value: 7.3Quality: 5.3
Piotroski: 4/9Altman Z: 2.48
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FCUndervalued (+19.9%)

Margin of Safety

+19.9%

Fair Value

$23.42

Current Price

$21.20

$2.22 discount

UndervaluedFair: $23.42Overvalued
TGTUndervalued (+33.2%)

Margin of Safety

+33.2%

Fair Value

$171.60

Current Price

$129.75

$41.85 discount

UndervaluedFair: $171.60Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FC1 strengths · Avg: 8.0/10
PEG RatioValuation
0.958/10

Growing faster than its price suggests

TGT4 strengths · Avg: 8.5/10
Market CapQuality
$58.08B9/10

Large-cap with strong market position

Return on EquityProfitability
24.0%9/10

Every $100 of equity generates 24 in profit

P/E RatioValuation
15.8x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$2.29B8/10

Generating 2.3B in free cash flow

Areas to Watch

FC4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.1%4/10

0.1% revenue growth

Market CapQuality
$243.60M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-4.2%2/10

ROE of -4.2% — below average capital efficiency

EPS GrowthGrowth
-61.3%2/10

Earnings declined 61.3%

TGT4 concerns · Avg: 3.0/10
PEG RatioValuation
2.414/10

Expensive relative to growth rate

Profit MarginProfitability
3.5%3/10

3.5% margin — thin

Operating MarginProfitability
4.9%3/10

Operating margin of 4.9%

Revenue GrowthGrowth
-1.5%2/10

Revenue declined 1.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : FC

The strongest argument for FC centers on PEG Ratio. PEG of 0.95 suggests the stock is reasonably priced for its growth.

Bull Case : TGT

The strongest argument for TGT centers on Market Cap, Return on Equity, P/E Ratio.

Bear Case : FC

The primary concerns for FC are Revenue Growth, Market Cap, Return on Equity.

Bear Case : TGT

The primary concerns for TGT are PEG Ratio, Profit Margin, Operating Margin. Thin 3.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

FC profiles as a turnaround stock while TGT is a value play — different risk/reward profiles.

TGT carries more volatility with a beta of 1.03 — expect wider price swings.

FC is growing revenue faster at 0.1% — sustainability is the question.

TGT generates stronger free cash flow (2.3B), providing more financial flexibility.

Bottom Line

TGT scores higher overall (48/100 vs 37/100). FC offers better value entry with a 19.9% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Franklin Covey Company

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Franklin Covey Co. provides training and consulting services in the areas of execution, sales performance, productivity, customer loyalty, leadership, and educational improvement for organizations and individuals globally. The company is headquartered in Salt Lake City, Utah.

Target Corporation

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Target Corporation is an American retail corporation. Their retail formats include the discount store Target, the hypermarket SuperTarget, and small-format stores previously named CityTarget and TargetExpress before being consolidated under the Target branding.

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