WallStSmart

Four Seasons Education Cayman (FEDU)vsTAL Education Group (TAL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

TAL Education Group generates 1050% more annual revenue ($3.01B vs $261.70M). TAL leads profitability with a 17.6% profit margin vs 3.4%. TAL trades at a lower P/E of 10.1x. TAL earns a higher WallStSmart Score of 68/100 (B-).

FEDU

Hold

48

out of 100

Grade: D+

Growth: 6.7Profit: 4.0Value: 7.7Quality: 6.0
Piotroski: 3/9Altman Z: 1.36

TAL

Strong Buy

68

out of 100

Grade: B-

Growth: 10.0Profit: 6.5Value: 7.3Quality: 7.3
Piotroski: 5/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FEDUUndervalued (+47.9%)

Margin of Safety

+47.9%

Fair Value

$19.27

Current Price

$11.00

$8.27 discount

UndervaluedFair: $19.27Overvalued
TALUndervalued (+87.9%)

Margin of Safety

+87.9%

Fair Value

$98.36

Current Price

$9.56

$88.80 discount

UndervaluedFair: $98.36Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FEDU4 strengths · Avg: 9.3/10
Price/BookValuation
0.3x10/10

Reasonable price relative to book value

EPS GrowthGrowth
358.6%10/10

Earnings expanding 358.6% YoY

Debt/EquityHealth
0.209/10

Conservative balance sheet, low leverage

P/E RatioValuation
17.7x8/10

Attractively priced relative to earnings

TAL5 strengths · Avg: 9.8/10
P/E RatioValuation
10.1x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
31.5%10/10

Revenue surging 31.5% year-over-year

EPS GrowthGrowth
536.0%10/10

Earnings expanding 536.0% YoY

Debt/EquityHealth
0.109/10

Conservative balance sheet, low leverage

Areas to Watch

FEDU4 concerns · Avg: 3.0/10
Market CapQuality
$23.17M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.7%3/10

ROE of 1.7% — below average capital efficiency

Profit MarginProfitability
3.4%3/10

3.4% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

TAL1 concerns · Avg: 2.0/10
PEG RatioValuation
10.462/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : FEDU

The strongest argument for FEDU centers on Price/Book, EPS Growth, Debt/Equity.

Bull Case : TAL

The strongest argument for TAL centers on P/E Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 17.6% and operating margin at 9.0%. Revenue growth of 31.5% demonstrates continued momentum.

Bear Case : FEDU

The primary concerns for FEDU are Market Cap, Return on Equity, Profit Margin. Thin 3.4% margins leave little buffer for downturns.

Bear Case : TAL

The primary concerns for TAL are PEG Ratio.

Key Dynamics to Monitor

FEDU profiles as a value stock while TAL is a growth play — different risk/reward profiles.

TAL carries more volatility with a beta of 0.07 — expect wider price swings.

TAL is growing revenue faster at 31.5% — sustainability is the question.

Monitor EDUCATION & TRAINING SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TAL scores higher overall (68/100 vs 48/100), backed by strong 17.6% margins and 31.5% revenue growth. FEDU offers better value entry with a 47.9% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Four Seasons Education Cayman

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

Four Seasons Education (Cayman) Inc., provides after-school education services that focus on mathematics education for kindergarten, elementary, and high school students in the People's Republic of China. The company is headquartered in Shanghai, the People's Republic of China.

TAL Education Group

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

TAL Education Group offers K-12 afterschool tutoring services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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