WallStSmart

First Horizon Corporation (FHN)vsMizuho Financial Group Inc. (MFG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Mizuho Financial Group Inc. generates 119692% more annual revenue ($4.02T vs $3.35B). FHN leads profitability with a 29.3% profit margin vs 26.1%. MFG appears more attractively valued with a PEG of 0.86. FHN earns a higher WallStSmart Score of 81/100 (A-).

FHN

Exceptional Buy

81

out of 100

Grade: A-

Growth: 8.7Profit: 7.5Value: 10.0Quality: 5.0
Piotroski: 5/9Altman Z: 0.23

MFG

Strong Buy

74

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 10.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FHNUndervalued (+71.5%)

Margin of Safety

+71.5%

Fair Value

$87.52

Current Price

$22.73

$64.79 discount

UndervaluedFair: $87.52Overvalued
MFGUndervalued (+42.4%)

Margin of Safety

+42.4%

Fair Value

$17.51

Current Price

$7.81

$9.70 discount

UndervaluedFair: $17.51Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FHN6 strengths · Avg: 9.2/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Operating MarginProfitability
43.2%10/10

Strong operational efficiency at 43.2%

EPS GrowthGrowth
72.3%10/10

Earnings expanding 72.3% YoY

Profit MarginProfitability
29.3%9/10

Keeps 29 of every $100 in revenue as profit

P/E RatioValuation
12.2x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
23.7%8/10

Revenue surging 23.7% year-over-year

MFG6 strengths · Avg: 9.0/10
Price/BookValuation
0.3x10/10

Reasonable price relative to book value

Operating MarginProfitability
36.3%10/10

Strong operational efficiency at 36.3%

Market CapQuality
$92.84B9/10

Large-cap with strong market position

Profit MarginProfitability
26.1%9/10

Keeps 26 of every $100 in revenue as profit

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
14.3x8/10

Attractively priced relative to earnings

Areas to Watch

FHN2 concerns · Avg: 3.0/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.232/10

Distress zone — elevated risk

MFG0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : FHN

The strongest argument for FHN centers on Price/Book, Operating Margin, EPS Growth. Profitability is solid with margins at 29.3% and operating margin at 43.2%. Revenue growth of 23.7% demonstrates continued momentum.

Bull Case : MFG

The strongest argument for MFG centers on Price/Book, Operating Margin, Market Cap. Profitability is solid with margins at 26.1% and operating margin at 36.3%. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bear Case : FHN

The primary concerns for FHN are PEG Ratio, Altman Z-Score.

Bear Case : MFG

No major red flags identified for MFG, but monitor valuation.

Key Dynamics to Monitor

FHN profiles as a growth stock while MFG is a mature play — different risk/reward profiles.

FHN carries more volatility with a beta of 0.62 — expect wider price swings.

FHN is growing revenue faster at 23.7% — sustainability is the question.

Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

FHN scores higher overall (81/100 vs 74/100), backed by strong 29.3% margins and 23.7% revenue growth. MFG offers better value entry with a 42.4% margin of safety. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

First Horizon Corporation

FINANCIAL SERVICES · BANKS - REGIONAL · USA

First Horizon Corporation is the banking holding company for First Horizon Bank providing various financial services. The company is headquartered in Memphis, Tennessee.

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Mizuho Financial Group Inc.

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.

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