WallStSmart

First Horizon Corporation (FHN) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target

First Horizon Corporation stock (FHN) is currently trading at $22.73. First Horizon Corporation PE ratio is 12.16. First Horizon Corporation PS ratio (Price-to-Sales) is 3.27. Analyst consensus price target for FHN is $27.36. WallStSmart rates FHN as Buy.

  • FHN PE ratio analysis and historical PE chart
  • FHN PS ratio (Price-to-Sales) history and trend
  • FHN intrinsic value — DCF, Graham Number, EPV models
  • FHN stock price prediction 2025 2026 2027 2028 2029 2030
  • FHN fair value vs current price
  • FHN insider transactions and insider buying
  • Is FHN undervalued or overvalued?
  • First Horizon Corporation financial analysis — revenue, earnings, cash flow
  • FHN Piotroski F-Score and Altman Z-Score
  • FHN analyst price target and Smart Rating
FHN

First Horizon Corporation

NYSEFINANCIAL SERVICES
$22.73
$0.04 (0.18%)
52W$14.77
$26.36
Target$27.36+20.4%

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IV

FHN Intrinsic Value Analysis for Value Investors

Benjamin Graham Formula · First Horizon Corporation (FHN)

Margin of Safety
+71.5%
Strong Buy Zone
FHN Fair Value
$87.52
Graham Formula
Current Price
$22.73
$64.79 below fair value
Undervalued
Fair: $87.52
Overvalued
Price $22.73
Graham IV $87.52
Analyst $27.36

FHN trades at a significant discount to its Graham intrinsic value of $87.52, offering a 71% margin of safety — a level value investors typically seek before buying.

Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.

WallStSmart

Smart Analysis

First Horizon Corporation (FHN) · 10 metrics scored

Smart Score

81
out of 100
Grade: A-
Exceptional Buy
Investment Rating

Category Performance

WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.

Investment Thesis

Strong fundamentals in market cap, operating margin, price/book. Overall metrics suggest strong investment potential with favorable risk/reward.

First Horizon Corporation (FHN) Key Strengths (7)

Avg Score: 9.3/10
Operating MarginProfitability
43.20%10/10

Keeps $43 of every $100 in revenue after operating costs

EPS GrowthGrowth
72.30%10/10

Earnings per share surging 72.30% year-over-year

Profit MarginProfitability
29.30%10/10

Keeps $29 of every $100 in revenue as net profit

Institutional Own.Quality
89.63%10/10

89.63% of shares held by major funds and institutions

Market CapQuality
$10.98B9/10

Large-cap company with substantial market presence

Price/BookValuation
1.238/10

Trading at 1.23x book value, attractively priced

Revenue GrowthGrowth
23.70%8/10

Strong revenue growth at 23.70% annually

Supporting Valuation Data

P/E Ratio
12.16
Undervalued
Forward P/E
10.41
Attractive
Trailing P/E
12.16
Undervalued

First Horizon Corporation (FHN) Areas to Watch (3)

Avg Score: 5.7/10
Return on EquityProfitability
10.90%5/10

Moderate profitability with room for improvement

PEG RatioValuation
1.766/10

Growth is fairly priced, not cheap, not expensive

Price/SalesValuation
3.276/10

Revenue is fairly priced at 3.27x sales

First Horizon Corporation (FHN) Detailed Analysis Report

Overall Assessment

This company scores 81/100 in our Smart Analysis, earning a A- grade. Out of 10 metrics analyzed, 7 register as strengths (avg 9.3/10) while 3 fall into concern territory (avg 5.7/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.

The Bull Case

The strongest argument centers on Operating Margin, EPS Growth, Profit Margin. Valuation metrics including Price/Book (1.23) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 43.20%, Profit Margin at 29.30%. Growth metrics are encouraging with Revenue Growth at 23.70%, EPS Growth at 72.30%.

The Bear Case

The primary concerns are Return on Equity, PEG Ratio, Price/Sales. Some valuation metrics including PEG Ratio (1.76), Price/Sales (3.27) suggest expensive pricing. Profitability pressure is visible in Return on Equity at 10.90%.

Key Dynamics to Monitor

Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 10.90% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 23.70% strong but requiring continuation.

Risk Considerations

Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.

Bottom Line

The combination of Operating Margin and EPS Growth makes a compelling case at current levels. The key risk is Return on Equity, but the overall fundamental picture is positive with a clear path to maintaining or improving the current A- grade.

Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.

FHN Price-to-Sales(PS) Ratio Chart

Historical valuation based on market cap ÷ trailing 12-month revenue

FHN's Price-to-Sales ratio of 3.27x trades 61% above its historical average of 2.04x (87th percentile), historically expensive. The current valuation is 16% below its historical high of 3.88x set in May 2018, and 810% above its historical low of 0.36x in Jun 2008.

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WallStSmart Analysis Synopsis

Data-driven financial summary for First Horizon Corporation (FHN) · FINANCIAL SERVICESBANKS - REGIONAL

The Big Picture

First Horizon Corporation is a strong growth company balancing expansion with improving profitability. Revenue reached 3.4B with 24% growth year-over-year. Profit margins are strong at 29.3%, reflecting pricing power and operational efficiency.

Key Findings

Excellent Capital Efficiency

ROE of 1090.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.

Strong Profitability

Profit margin of 29.3% and operating margin of 43.2% demonstrate strong pricing power and operational efficiency.

What to Watch Next

Growth sustainability: can First Horizon Corporation maintain 24%+ revenue growth, or will competition slow it down?

Debt management: total debt of 4.6B is significantly higher than cash (961M). Monitor refinancing risk.

Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact First Horizon Corporation.

Bottom Line

First Horizon Corporation offers an attractive blend of growth (24% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.

This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.

Insider Transactions

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About First Horizon Corporation(FHN)

Exchange

NYSE

Sector

FINANCIAL SERVICES

Industry

BANKS - REGIONAL

Country

USA

First Horizon Corporation is the banking holding company for First Horizon Bank providing various financial services. The company is headquartered in Memphis, Tennessee.

Visit First Horizon Corporation (FHN) Website
165 MADISON AVENUE, MEMPHIS, TN, UNITED STATES, 38103