WallStSmart

Figure Technology Solutions, Inc. Class A Common Stock (FIGR)vsInteractive Brokers Group Inc (IBKR)

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Smart Verdict

WallStSmart Research — data-driven comparison

Interactive Brokers Group Inc generates 1040% more annual revenue ($7.06B vs $619.12M). FIGR leads profitability with a 38.3% profit margin vs 16.7%. FIGR trades at a lower P/E of 25.1x. FIGR earns a higher WallStSmart Score of 70/100 (B).

FIGR

Strong Buy

70

out of 100

Grade: B

Growth: 10.0Profit: 8.0Value: 5.3Quality: 5.5
Piotroski: 3/9Altman Z: 1.53

IBKR

Strong Buy

66

out of 100

Grade: B-

Growth: 8.0Profit: 7.5Value: 5.7Quality: 5.0
Piotroski: 2/9Altman Z: 0.39

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FIGR4 strengths · Avg: 10.0/10
Profit MarginProfitability
38.3%10/10

Keeps 38 of every $100 in revenue as profit

Operating MarginProfitability
35.5%10/10

Strong operational efficiency at 35.5%

Revenue GrowthGrowth
120.8%10/10

Revenue surging 120.8% year-over-year

EPS GrowthGrowth
337.5%10/10

Earnings expanding 337.5% YoY

IBKR4 strengths · Avg: 9.3/10
Operating MarginProfitability
77.7%10/10

Strong operational efficiency at 77.7%

Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Market CapQuality
$131.02B9/10

Large-cap with strong market position

Free Cash FlowQuality
$6.20B8/10

Generating 6.2B in free cash flow

Areas to Watch

FIGR4 concerns · Avg: 3.5/10
P/E RatioValuation
25.1x4/10

Moderate valuation

Altman Z-ScoreHealth
1.534/10

Distress zone — elevated risk

Debt/EquityHealth
1.043/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

IBKR3 concerns · Avg: 3.0/10
P/E RatioValuation
29.4x4/10

Moderate valuation

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Altman Z-ScoreHealth
0.392/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : FIGR

The strongest argument for FIGR centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 38.3% and operating margin at 35.5%. Revenue growth of 120.8% demonstrates continued momentum.

Bull Case : IBKR

The strongest argument for IBKR centers on Operating Margin, Debt/Equity, Market Cap. Profitability is solid with margins at 16.7% and operating margin at 77.7%. Revenue growth of 13.5% demonstrates continued momentum.

Bear Case : FIGR

The primary concerns for FIGR are P/E Ratio, Altman Z-Score, Debt/Equity.

Bear Case : IBKR

The primary concerns for IBKR are P/E Ratio, Piotroski F-Score, Altman Z-Score.

Key Dynamics to Monitor

FIGR profiles as a growth stock while IBKR is a mature play — different risk/reward profiles.

FIGR is growing revenue faster at 120.8% — sustainability is the question.

IBKR generates stronger free cash flow (6.2B), providing more financial flexibility.

Monitor CAPITAL MARKETS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

FIGR scores higher overall (70/100 vs 66/100), backed by strong 38.3% margins and 120.8% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Figure Technology Solutions, Inc. Class A Common Stock

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Figure Technology Solutions, Inc. develops and operates a blockchain-based consumer lending platform. The company is headquartered in Reno, Nevada.

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Interactive Brokers Group Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Interactive Brokers Group, Inc. is a global automated electronic broker. The company is headquartered in Greenwich, Connecticut.

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