Figure Technology Solutions, Inc. Class A Common Stock (FIGR)vsGoldman Sachs Group Inc (GS)
FIGR
Figure Technology Solutions, Inc. Class A Common Stock
$22.73
+8.73%
FINANCIAL SERVICES · Cap: $5.23B
GS
Goldman Sachs Group Inc
$868.95
-0.36%
FINANCIAL SERVICES · Cap: $260.47B
Smart Verdict
WallStSmart Research — data-driven comparison
Goldman Sachs Group Inc generates 11374% more annual revenue ($71.04B vs $619.12M). FIGR leads profitability with a 38.3% profit margin vs 31.2%. GS trades at a lower P/E of 12.9x. GS earns a higher WallStSmart Score of 83/100 (A-).
FIGR
Strong Buy70
out of 100
Grade: B
GS
Exceptional Buy83
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 38 of every $100 in revenue as profit
Strong operational efficiency at 35.5%
Revenue surging 120.8% year-over-year
Earnings expanding 337.5% YoY
Mega-cap, among the largest globally
Keeps 31 of every $100 in revenue as profit
Strong operational efficiency at 38.2%
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 23.3% year-over-year
Areas to Watch
Moderate valuation
Distress zone — elevated risk
Elevated debt levels
Weak financial health signals
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : FIGR
The strongest argument for FIGR centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 38.3% and operating margin at 35.5%. Revenue growth of 120.8% demonstrates continued momentum.
Bull Case : GS
The strongest argument for GS centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 31.2% and operating margin at 38.2%. Revenue growth of 23.3% demonstrates continued momentum.
Bear Case : FIGR
The primary concerns for FIGR are P/E Ratio, Altman Z-Score, Debt/Equity.
Bear Case : GS
The primary concerns for GS are Altman Z-Score, Debt/Equity. Debt-to-equity of 6.71 is elevated, increasing financial risk.
Key Dynamics to Monitor
FIGR is growing revenue faster at 120.8% — sustainability is the question.
GS generates stronger free cash flow (5.6B), providing more financial flexibility.
Monitor CAPITAL MARKETS industry trends, competitive dynamics, and regulatory changes.
Bottom Line
GS scores higher overall (83/100 vs 70/100), backed by strong 31.2% margins and 23.3% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Figure Technology Solutions, Inc. Class A Common Stock
FINANCIAL SERVICES · CAPITAL MARKETS · USA
Figure Technology Solutions, Inc. develops and operates a blockchain-based consumer lending platform. The company is headquartered in Reno, Nevada.
Visit Website →Goldman Sachs Group Inc
FINANCIAL SERVICES · CAPITAL MARKETS · USA
The Goldman Sachs Group, Inc., is an American multinational investment bank and financial services company headquartered in New York City. It offers services in investment management, securities, asset management, prime brokerage, and securities underwriting. It also provides investment banking to institutional investors.
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