Figure Technology Solutions, Inc. Class A Common Stock (FIGR)vsGoldman Sachs Group Inc (GS)
FIGR
Figure Technology Solutions, Inc. Class A Common Stock
$29.09
-9.04%
FINANCIAL SERVICES · Cap: $6.18B
GS
Goldman Sachs Group Inc
$1,038.68
-1.60%
FINANCIAL SERVICES · Cap: $317.48B
Smart Verdict
WallStSmart Research — data-driven comparison
Goldman Sachs Group Inc generates 11957% more annual revenue ($61.53B vs $510.35M). FIGR leads profitability with a 35.2% profit margin vs 29.4%. GS trades at a lower P/E of 19.4x. GS earns a higher WallStSmart Score of 73/100 (B).
FIGR
Strong Buy67
out of 100
Grade: B-
GS
Strong Buy73
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 35 of every $100 in revenue as profit
Revenue surging 119.2% year-over-year
Earnings expanding 277.8% YoY
Conservative balance sheet, low leverage
Strong operational efficiency at 24.9%
Mega-cap, among the largest globally
Strong operational efficiency at 38.6%
Keeps 29 of every $100 in revenue as profit
Reasonable price relative to book value
Earnings expanding 24.2% YoY
Areas to Watch
Premium valuation, high expectations priced in
Distress zone — elevated risk
Weak financial health signals
Negative free cash flow — burning cash
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : FIGR
The strongest argument for FIGR centers on Profit Margin, Revenue Growth, EPS Growth. Profitability is solid with margins at 35.2% and operating margin at 24.9%. Revenue growth of 119.2% demonstrates continued momentum.
Bull Case : GS
The strongest argument for GS centers on Market Cap, Operating Margin, Profit Margin. Profitability is solid with margins at 29.4% and operating margin at 38.6%. Revenue growth of 14.5% demonstrates continued momentum.
Bear Case : FIGR
The primary concerns for FIGR are P/E Ratio, Altman Z-Score, Piotroski F-Score.
Bear Case : GS
The primary concerns for GS are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 6.10 is elevated, increasing financial risk.
Key Dynamics to Monitor
FIGR profiles as a growth stock while GS is a mature play — different risk/reward profiles.
FIGR is growing revenue faster at 119.2% — sustainability is the question.
FIGR generates stronger free cash flow (-44M), providing more financial flexibility.
Monitor CAPITAL MARKETS industry trends, competitive dynamics, and regulatory changes.
Bottom Line
GS scores higher overall (73/100 vs 67/100), backed by strong 29.4% margins and 14.5% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Figure Technology Solutions, Inc. Class A Common Stock
FINANCIAL SERVICES · CAPITAL MARKETS · USA
Figure Technology Solutions, Inc. develops and operates a blockchain-based consumer lending platform. The company is headquartered in Reno, Nevada.
Visit Website →Goldman Sachs Group Inc
FINANCIAL SERVICES · CAPITAL MARKETS · USA
The Goldman Sachs Group, Inc., is an American multinational investment bank and financial services company headquartered in New York City. It offers services in investment management, securities, asset management, prime brokerage, and securities underwriting. It also provides investment banking to institutional investors.
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