WallStSmart

Figs Inc (FIGS)vsVF Corporation (VFC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

VF Corporation generates 1418% more annual revenue ($9.58B vs $631.10M). FIGS leads profitability with a 5.4% profit margin vs 2.3%. VFC trades at a lower P/E of 30.4x. VFC earns a higher WallStSmart Score of 63/100 (C+).

FIGS

Hold

49

out of 100

Grade: D+

Growth: 8.7Profit: 5.5Value: 3.0Quality: 9.0
Piotroski: 4/9Altman Z: 4.12

VFC

Buy

63

out of 100

Grade: C+

Growth: 5.3Profit: 5.5Value: 9.3Quality: 5.8
Piotroski: 6/9Altman Z: 1.26
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FIGSSignificantly Overvalued (-18.3%)

Margin of Safety

-18.3%

Fair Value

$8.89

Current Price

$15.84

$6.95 premium

UndervaluedFair: $8.89Overvalued
VFCUndervalued (+22.0%)

Margin of Safety

+22.0%

Fair Value

$26.68

Current Price

$17.21

$9.47 discount

UndervaluedFair: $26.68Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FIGS4 strengths · Avg: 9.8/10
Revenue GrowthGrowth
33.0%10/10

Revenue surging 33.0% year-over-year

EPS GrowthGrowth
748.0%10/10

Earnings expanding 748.0% YoY

Altman Z-ScoreHealth
4.1210/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

VFC2 strengths · Avg: 10.0/10
PEG RatioValuation
0.1710/10

Growing faster than its price suggests

EPS GrowthGrowth
78.1%10/10

Earnings expanding 78.1% YoY

Areas to Watch

FIGS2 concerns · Avg: 2.5/10
Profit MarginProfitability
5.4%3/10

5.4% margin — thin

P/E RatioValuation
83.4x2/10

Premium valuation, high expectations priced in

VFC4 concerns · Avg: 3.3/10
P/E RatioValuation
30.4x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
1.5%4/10

1.5% revenue growth

Profit MarginProfitability
2.3%3/10

2.3% margin — thin

Free Cash FlowQuality
$-13.60M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : FIGS

The strongest argument for FIGS centers on Revenue Growth, EPS Growth, Altman Z-Score. Revenue growth of 33.0% demonstrates continued momentum.

Bull Case : VFC

The strongest argument for VFC centers on PEG Ratio, EPS Growth. PEG of 0.17 suggests the stock is reasonably priced for its growth.

Bear Case : FIGS

The primary concerns for FIGS are Profit Margin, P/E Ratio. A P/E of 83.4x leaves little room for execution misses.

Bear Case : VFC

The primary concerns for VFC are P/E Ratio, Revenue Growth, Profit Margin. Thin 2.3% margins leave little buffer for downturns.

Key Dynamics to Monitor

FIGS profiles as a hypergrowth stock while VFC is a value play — different risk/reward profiles.

VFC carries more volatility with a beta of 1.68 — expect wider price swings.

FIGS is growing revenue faster at 33.0% — sustainability is the question.

FIGS generates stronger free cash flow (58M), providing more financial flexibility.

Bottom Line

VFC scores higher overall (63/100 vs 49/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Figs Inc

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

FIGS, Inc. is a consumer-focused healthcare lifestyle and apparel company in the United States. The company is headquartered in Santa Monica, California.

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VF Corporation

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

VF Corporation is an American worldwide apparel and footwear company founded in 1899 and headquartered in Denver, Colorado. The company's more than 30 brands are organized into three categories: Outdoor, Active and Work.

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