WallStSmart

Figs Inc (FIGS)vsErmenegildo Zegna NV (ZGN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Ermenegildo Zegna NV generates 178% more annual revenue ($1.98B vs $710.08M). FIGS leads profitability with a 8.7% profit margin vs 4.0%. ZGN trades at a lower P/E of 34.4x. FIGS earns a higher WallStSmart Score of 56/100 (C).

FIGS

Buy

56

out of 100

Grade: C

Growth: 8.0Profit: 6.5Value: 5.7Quality: 9.0
Piotroski: 4/9Altman Z: 4.17

ZGN

Avoid

32

out of 100

Grade: F

Growth: 4.7Profit: 6.0Value: 4.7Quality: 5.5
Piotroski: 4/9Altman Z: 1.76
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FIGSUndervalued (+18.4%)

Margin of Safety

+18.4%

Fair Value

$12.89

Current Price

$13.35

$0.46 discount

UndervaluedFair: $12.89Overvalued

Intrinsic value data unavailable for ZGN.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FIGS4 strengths · Avg: 9.3/10
EPS GrowthGrowth
275.0%10/10

Earnings expanding 275.0% YoY

Altman Z-ScoreHealth
4.1710/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
28.8%8/10

Revenue surging 28.8% year-over-year

ZGN1 strengths · Avg: 8.0/10
Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Areas to Watch

FIGS1 concerns · Avg: 2.0/10
P/E RatioValuation
41.4x2/10

Premium valuation, high expectations priced in

ZGN4 concerns · Avg: 3.3/10
P/E RatioValuation
34.4x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.764/10

Distress zone — elevated risk

Profit MarginProfitability
4.0%3/10

4.0% margin — thin

EPS GrowthGrowth
-49.2%2/10

Earnings declined 49.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : FIGS

The strongest argument for FIGS centers on EPS Growth, Altman Z-Score, Debt/Equity. Revenue growth of 28.8% demonstrates continued momentum.

Bull Case : ZGN

The strongest argument for ZGN centers on Price/Book.

Bear Case : FIGS

The primary concerns for FIGS are P/E Ratio. A P/E of 41.4x leaves little room for execution misses.

Bear Case : ZGN

The primary concerns for ZGN are P/E Ratio, Altman Z-Score, Profit Margin. Thin 4.0% margins leave little buffer for downturns.

Key Dynamics to Monitor

FIGS profiles as a growth stock while ZGN is a value play — different risk/reward profiles.

FIGS carries more volatility with a beta of 1.07 — expect wider price swings.

FIGS is growing revenue faster at 28.8% — sustainability is the question.

ZGN generates stronger free cash flow (110M), providing more financial flexibility.

Bottom Line

FIGS scores higher overall (56/100 vs 32/100) and 28.8% revenue growth. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Figs Inc

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

FIGS, Inc. is a consumer-focused healthcare lifestyle and apparel company in the United States. The company is headquartered in Santa Monica, California.

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Ermenegildo Zegna NV

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

Ermenegildo Zegna NV designs, manufactures, exports and sells men's clothing.

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