WallStSmart

Fidelity National Information Services Inc (FIS)vsScience Applications International Corporation Common Stock (SAIC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Fidelity National Information Services Inc generates 65% more annual revenue ($12.20B vs $7.40B). FIS leads profitability with a 27.7% profit margin vs 5.1%. FIS appears more attractively valued with a PEG of 0.22. FIS earns a higher WallStSmart Score of 89/100 (A).

FIS

Exceptional Buy

89

out of 100

Grade: A

Growth: 7.3Profit: 8.0Value: 8.7Quality: 3.5
Piotroski: 4/9Altman Z: -0.22

SAIC

Buy

52

out of 100

Grade: C-

Growth: 3.3Profit: 6.0Value: 6.0Quality: 5.5
Piotroski: 4/9Altman Z: 2.34
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FISUndervalued (+12.9%)

Margin of Safety

+12.9%

Fair Value

$55.47

Current Price

$35.62

$19.85 discount

UndervaluedFair: $55.47Overvalued
SAICUndervalued (+15.5%)

Margin of Safety

+15.5%

Fair Value

$97.27

Current Price

$133.19

$35.92 discount

UndervaluedFair: $97.27Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FIS6 strengths · Avg: 9.7/10
PEG RatioValuation
0.2210/10

Growing faster than its price suggests

P/E RatioValuation
6.1x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

EPS GrowthGrowth
3041.0%10/10

Earnings expanding 3041.0% YoY

Return on EquityProfitability
21.0%9/10

Every $100 of equity generates 21 in profit

Profit MarginProfitability
27.7%9/10

Keeps 28 of every $100 in revenue as profit

SAIC2 strengths · Avg: 8.5/10
Return on EquityProfitability
23.9%9/10

Every $100 of equity generates 24 in profit

P/E RatioValuation
14.9x8/10

Attractively priced relative to earnings

Areas to Watch

FIS2 concerns · Avg: 2.5/10
Debt/EquityHealth
1.323/10

Elevated debt levels

Altman Z-ScoreHealth
-0.222/10

Distress zone — elevated risk

SAIC4 concerns · Avg: 2.5/10
Profit MarginProfitability
5.1%3/10

5.1% margin — thin

Debt/EquityHealth
1.883/10

Elevated debt levels

PEG RatioValuation
3.672/10

Expensive relative to growth rate

EPS GrowthGrowth
-12.2%2/10

Earnings declined 12.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : FIS

The strongest argument for FIS centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 27.7% and operating margin at 20.7%. Revenue growth of 29.1% demonstrates continued momentum.

Bull Case : SAIC

The strongest argument for SAIC centers on Return on Equity, P/E Ratio.

Bear Case : FIS

The primary concerns for FIS are Debt/Equity, Altman Z-Score.

Bear Case : SAIC

The primary concerns for SAIC are Profit Margin, Debt/Equity, PEG Ratio. Debt-to-equity of 1.88 is elevated, increasing financial risk.

Key Dynamics to Monitor

FIS profiles as a growth stock while SAIC is a value play — different risk/reward profiles.

FIS carries more volatility with a beta of 0.80 — expect wider price swings.

FIS is growing revenue faster at 29.1% — sustainability is the question.

FIS generates stronger free cash flow (238M), providing more financial flexibility.

Bottom Line

FIS scores higher overall (89/100 vs 52/100), backed by strong 27.7% margins and 29.1% revenue growth. SAIC offers better value entry with a 15.5% margin of safety. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Fidelity National Information Services Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

FIS is an American Fortune 500 company which offers a wide range of financial products and services. Headquartered in Jacksonville, Florida, FIS employs approximately 63,000 people worldwide. FIS is most known for its development of Financial Technology, or FinTech, and as of Q2 2020 it offers its solutions in three primary segments: Merchant Solutions, Banking Solutions, and Capital Market Solutions.

Science Applications International Corporation Common Stock

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Science Applications International Corporation provides technical, engineering and business information technology (IT) services primarily in the United States. The company is headquartered in Reston, Virginia.

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