WallStSmart

Infosys Ltd ADR (INFY)vsScience Applications International Corporation Common Stock (SAIC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Infosys Ltd ADR generates 173% more annual revenue ($19.85B vs $7.26B). INFY leads profitability with a 16.2% profit margin vs 4.9%. INFY appears more attractively valued with a PEG of 2.23. SAIC earns a higher WallStSmart Score of 48/100 (D+).

INFY

Hold

48

out of 100

Grade: D+

Growth: 4.0Profit: 9.0Value: 7.3Quality: 5.0

SAIC

Hold

48

out of 100

Grade: D+

Growth: 2.0Profit: 6.0Value: 4.7Quality: 7.0
Piotroski: 5/9Altman Z: 2.33
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

INFYSignificantly Overvalued (-200.8%)

Margin of Safety

-200.8%

Fair Value

$5.24

Current Price

$13.12

$7.88 premium

UndervaluedFair: $5.24Overvalued
SAICSignificantly Overvalued (-54.6%)

Margin of Safety

-54.6%

Fair Value

$53.18

Current Price

$96.87

$43.69 premium

UndervaluedFair: $53.18Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

INFY3 strengths · Avg: 9.0/10
Return on EquityProfitability
32.7%10/10

Every $100 of equity generates 33 in profit

Market CapQuality
$53.04B9/10

Large-cap with strong market position

P/E RatioValuation
16.8x8/10

Attractively priced relative to earnings

SAIC4 strengths · Avg: 8.5/10
Return on EquityProfitability
23.3%9/10

Every $100 of equity generates 23 in profit

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

P/E RatioValuation
12.4x8/10

Attractively priced relative to earnings

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

Areas to Watch

INFY3 concerns · Avg: 3.3/10
PEG RatioValuation
2.234/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.2%4/10

3.2% revenue growth

EPS GrowthGrowth
-5.3%2/10

Earnings declined 5.3%

SAIC4 concerns · Avg: 2.3/10
Profit MarginProfitability
4.9%3/10

4.9% margin — thin

PEG RatioValuation
3.672/10

Expensive relative to growth rate

Revenue GrowthGrowth
-4.8%2/10

Revenue declined 4.8%

EPS GrowthGrowth
-6.2%2/10

Earnings declined 6.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : INFY

The strongest argument for INFY centers on Return on Equity, Market Cap, P/E Ratio. Profitability is solid with margins at 16.2% and operating margin at 18.0%.

Bull Case : SAIC

The strongest argument for SAIC centers on Return on Equity, Debt/Equity, P/E Ratio.

Bear Case : INFY

The primary concerns for INFY are PEG Ratio, Revenue Growth, EPS Growth.

Bear Case : SAIC

The primary concerns for SAIC are Profit Margin, PEG Ratio, Revenue Growth. Thin 4.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

SAIC carries more volatility with a beta of 0.32 — expect wider price swings.

INFY is growing revenue faster at 3.2% — sustainability is the question.

INFY generates stronger free cash flow (924M), providing more financial flexibility.

Monitor INFORMATION TECHNOLOGY SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

INFY scores higher overall (48/100 vs 48/100), backed by strong 16.2% margins. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Infosys Ltd ADR

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Infosys Limited offers next generation digital consulting, technology, outsourcing and services in North America, Europe, India and internationally. The company is headquartered in Bengaluru, India.

Science Applications International Corporation Common Stock

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Science Applications International Corporation provides technical, engineering and business information technology (IT) services primarily in the United States. The company is headquartered in Reston, Virginia.

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