WallStSmart

Fifth Third Bancorp (FITB)vsSun Life Financial Inc. (SLF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sun Life Financial Inc. generates 252% more annual revenue ($35.53B vs $10.10B). FITB leads profitability with a 23.2% profit margin vs 9.5%. SLF appears more attractively valued with a PEG of 1.61. FITB earns a higher WallStSmart Score of 68/100 (B-).

FITB

Strong Buy

68

out of 100

Grade: B-

Growth: 6.7Profit: 6.5Value: 5.0Quality: 4.5
Piotroski: 6/9Altman Z: 0.17

SLF

Strong Buy

65

out of 100

Grade: B-

Growth: 8.7Profit: 6.0Value: 5.0Quality: 7.3
Piotroski: 5/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FITB5 strengths · Avg: 9.0/10
Operating MarginProfitability
39.1%10/10

Strong operational efficiency at 39.1%

Revenue GrowthGrowth
51.8%10/10

Revenue surging 51.8% year-over-year

Profit MarginProfitability
23.2%9/10

Keeps 23 of every $100 in revenue as profit

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$2.62B8/10

Generating 2.6B in free cash flow

SLF2 strengths · Avg: 8.0/10
Price/BookValuation
2.5x8/10

Reasonable price relative to book value

EPS GrowthGrowth
43.2%8/10

Earnings expanding 43.2% YoY

Areas to Watch

FITB4 concerns · Avg: 2.8/10
PEG RatioValuation
1.744/10

Expensive relative to growth rate

Return on EquityProfitability
6.8%3/10

ROE of 6.8% — below average capital efficiency

EPS GrowthGrowth
-5.7%2/10

Earnings declined 5.7%

Altman Z-ScoreHealth
0.172/10

Distress zone — elevated risk

SLF1 concerns · Avg: 4.0/10
PEG RatioValuation
1.614/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : FITB

The strongest argument for FITB centers on Operating Margin, Revenue Growth, Profit Margin. Profitability is solid with margins at 23.2% and operating margin at 39.1%. Revenue growth of 51.8% demonstrates continued momentum.

Bull Case : SLF

The strongest argument for SLF centers on Price/Book, EPS Growth.

Bear Case : FITB

The primary concerns for FITB are PEG Ratio, Return on Equity, EPS Growth.

Bear Case : SLF

The primary concerns for SLF are PEG Ratio.

Key Dynamics to Monitor

FITB profiles as a growth stock while SLF is a value play — different risk/reward profiles.

FITB carries more volatility with a beta of 0.91 — expect wider price swings.

FITB is growing revenue faster at 51.8% — sustainability is the question.

FITB generates stronger free cash flow (2.6B), providing more financial flexibility.

Bottom Line

FITB scores higher overall (68/100 vs 65/100), backed by strong 23.2% margins and 51.8% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Fifth Third Bancorp

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Fifth Third Bank is a bank headquartered in Cincinnati, Ohio, at Fifth Third Center. It is the principal subsidiary of Fifth Third Bancorp, a diversified bank holding company.

Sun Life Financial Inc.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.

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