WallStSmart

Flywire Corp (FLYW)vsSony Group Corp (SONY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sony Group Corp generates 2113826% more annual revenue ($13.17T vs $623.02M). FLYW leads profitability with a 2.2% profit margin vs -1.6%. SONY trades at a lower P/E of 15.6x. SONY earns a higher WallStSmart Score of 47/100 (D+).

FLYW

Hold

39

out of 100

Grade: F

Growth: 7.3Profit: 3.5Value: 5.7Quality: 7.5
Piotroski: 3/9Altman Z: 12.87

SONY

Hold

47

out of 100

Grade: D+

Growth: 5.3Profit: 5.0Value: 5.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FLYWUndervalued (+69.4%)

Margin of Safety

+69.4%

Fair Value

$36.41

Current Price

$13.68

$22.73 discount

UndervaluedFair: $36.41Overvalued

Intrinsic value data unavailable for SONY.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FLYW4 strengths · Avg: 9.5/10
Revenue GrowthGrowth
34.0%10/10

Revenue surging 34.0% year-over-year

Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
12.8710/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

SONY4 strengths · Avg: 8.8/10
Free Cash FlowQuality
$898.45B10/10

Generating 898.5B in free cash flow

Market CapQuality
$118.69B9/10

Large-cap with strong market position

P/E RatioValuation
15.6x8/10

Attractively priced relative to earnings

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Areas to Watch

FLYW4 concerns · Avg: 3.0/10
Market CapQuality
$1.69B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.6%3/10

ROE of 1.6% — below average capital efficiency

Profit MarginProfitability
2.2%3/10

2.2% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

SONY3 concerns · Avg: 2.3/10
Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

PEG RatioValuation
2.712/10

Expensive relative to growth rate

Profit MarginProfitability
-1.6%1/10

Currently unprofitable

Comparative Analysis Report

WallStSmart Research

Bull Case : FLYW

The strongest argument for FLYW centers on Revenue Growth, Debt/Equity, Altman Z-Score. Revenue growth of 34.0% demonstrates continued momentum.

Bull Case : SONY

The strongest argument for SONY centers on Free Cash Flow, Market Cap, P/E Ratio.

Bear Case : FLYW

The primary concerns for FLYW are Market Cap, Return on Equity, Profit Margin. A P/E of 124.4x leaves little room for execution misses. Thin 2.2% margins leave little buffer for downturns.

Bear Case : SONY

The primary concerns for SONY are Revenue Growth, PEG Ratio, Profit Margin.

Key Dynamics to Monitor

FLYW profiles as a hypergrowth stock while SONY is a turnaround play — different risk/reward profiles.

FLYW carries more volatility with a beta of 1.26 — expect wider price swings.

FLYW is growing revenue faster at 34.0% — sustainability is the question.

SONY generates stronger free cash flow (898.5B), providing more financial flexibility.

Bottom Line

SONY scores higher overall (47/100 vs 39/100). FLYW offers better value entry with a 69.4% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Flywire Corp

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Flywire Corporation is a payments enablement and software company in the United States and internationally. The company is headquartered in Boston, Massachusetts.

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Sony Group Corp

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Sony Group Corporation designs, develops, produces and sells electronic equipment, instruments and devices for the consumer, professional and industrial markets worldwide. The company is headquartered in Tokyo, Japan.

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