Floor & Decor Holdings Inc (FND)vsH&R Block Inc (HRB)
FND
Floor & Decor Holdings Inc
$47.41
-3.05%
CONSUMER CYCLICAL · Cap: $5.77B
HRB
H&R Block Inc
$37.46
-0.90%
CONSUMER CYCLICAL · Cap: $4.63B
Smart Verdict
WallStSmart Research — data-driven comparison
Floor & Decor Holdings Inc generates 20% more annual revenue ($4.68B vs $3.91B). HRB leads profitability with a 18.9% profit margin vs 4.3%. HRB appears more attractively valued with a PEG of 0.51. HRB earns a higher WallStSmart Score of 75/100 (B+).
FND
Hold40
out of 100
Grade: D
HRB
Strong Buy75
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+15.3%
Fair Value
$81.36
Current Price
$47.41
$33.95 discount
Margin of Safety
-38.6%
Fair Value
$26.35
Current Price
$37.46
$11.11 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Attractively priced relative to earnings
Every $100 of equity generates 68 in profit
Strong operational efficiency at 43.2%
Conservative balance sheet, low leverage
Growing faster than its price suggests
Earnings expanding 24.2% YoY
Areas to Watch
Expensive relative to growth rate
Moderate valuation
4.3% margin — thin
Operating margin of 4.5%
Grey zone — moderate risk
Comparative Analysis Report
WallStSmart ResearchBull Case : FND
The strongest argument for FND centers on Price/Book.
Bull Case : HRB
The strongest argument for HRB centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 18.9% and operating margin at 43.2%. PEG of 0.51 suggests the stock is reasonably priced for its growth.
Bear Case : FND
The primary concerns for FND are PEG Ratio, P/E Ratio, Profit Margin. Thin 4.3% margins leave little buffer for downturns.
Bear Case : HRB
The primary concerns for HRB are Altman Z-Score.
Key Dynamics to Monitor
FND profiles as a value stock while HRB is a mature play — different risk/reward profiles.
FND carries more volatility with a beta of 1.62 — expect wider price swings.
HRB is growing revenue faster at 5.3% — sustainability is the question.
HRB generates stronger free cash flow (1.5B), providing more financial flexibility.
Bottom Line
HRB scores higher overall (75/100 vs 40/100), backed by strong 18.9% margins. FND offers better value entry with a 15.3% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Floor & Decor Holdings Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.
Visit Website →H&R Block Inc
CONSUMER CYCLICAL · PERSONAL SERVICES · USA
H&R Block, Inc., provides services and products for assisted preparation of income tax returns and self-preparation of income tax returns (DIY) to the general public, primarily in the United States, Canada and Australia. The company is headquartered in Kansas City, Missouri.
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