H&R Block Inc (HRB) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
H&R Block Inc stock (HRB) is currently trading at $30.96. H&R Block Inc PE ratio is 7.19. H&R Block Inc PS ratio (Price-to-Sales) is 1.03. Analyst consensus price target for HRB is $41.00. WallStSmart rates HRB as Moderate Buy.
- HRB PE ratio analysis and historical PE chart
- HRB PS ratio (Price-to-Sales) history and trend
- HRB intrinsic value — DCF, Graham Number, EPV models
- HRB stock price prediction 2025 2026 2027 2028 2029 2030
- HRB fair value vs current price
- HRB insider transactions and insider buying
- Is HRB undervalued or overvalued?
- H&R Block Inc financial analysis — revenue, earnings, cash flow
- HRB Piotroski F-Score and Altman Z-Score
- HRB analyst price target and Smart Rating
H&R Block Inc
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HRB Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · H&R Block Inc (HRB)
HRB trades at a significant discount to its Graham intrinsic value of $177.02, offering a 83% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
H&R Block Inc (HRB) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, return on equity, price/sales. Concerns around operating margin and price/book. Overall metrics suggest strong investment potential with favorable risk/reward.
H&R Block Inc (HRB) Key Strengths (7)
Growing significantly faster than its price suggests
Every $100 of shareholder equity generates $68 in profit
95.63% of shares held by major funds and institutions
Paying $1.03 for every $1 of annual revenue
Strong earnings growth at 21.60% per year
Strong profitability: $16 kept per $100 revenue
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
H&R Block Inc (HRB) Areas to Watch (3)
Losing money on operations
Very expensive at 74.0x book value
Solid revenue growth at 11.10% per year
H&R Block Inc (HRB) Detailed Analysis Report
Overall Assessment
This company scores 67/100 in our Smart Analysis, earning a B- grade. Out of 10 metrics analyzed, 7 register as strengths (avg 8.7/10) while 3 fall into concern territory (avg 2.7/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on PEG Ratio, Return on Equity, Institutional Own.. Valuation metrics including PEG Ratio (0.58), Price/Sales (1.03) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 67.90%, Profit Margin at 16.20%. Growth metrics are encouraging with EPS Growth at 21.60%.
The Bear Case
The primary concerns are Operating Margin, Price/Book, Revenue Growth. Some valuation metrics including Price/Book (74.01) suggest expensive pricing. Growth concerns include Revenue Growth at 11.10%, which may limit upside. Profitability pressure is visible in Operating Margin at -150.30%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Operating Margin improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 67.90% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 11.10% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (PEG Ratio, Return on Equity) and negatives (Operating Margin, Price/Book). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
HRB Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
HRB's Price-to-Sales ratio of 1.03x sits near its historical average of 0.91x (62th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 33% below its historical high of 1.53x set in Oct 2015, and 164% above its historical low of 0.39x in Oct 2010.
WallStSmart Analysis Synopsis
Data-driven financial summary for H&R Block Inc (HRB) · CONSUMER CYCLICAL › PERSONAL SERVICES
The Big Picture
H&R Block Inc is a mature, profitable business with steady cash generation. Revenue reached 3.8B with 11% growth year-over-year. Profit margins of 16.2% are healthy, with room for further expansion as the business scales.
Key Findings
ROE of 6790.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Free cash flow is -649M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Dividend sustainability with a current yield of 5.1%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor PERSONAL SERVICES industry trends, competitive moves, and regulatory changes that could impact H&R Block Inc.
Bottom Line
H&R Block Inc is a well-established business delivering consistent profitability with 16.2% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(5 last 3 months)
Data sourced from SEC Form 4 filings
Last updated: 8:25:20 AM
About H&R Block Inc(HRB)
NYSE
CONSUMER CYCLICAL
PERSONAL SERVICES
USA
H&R Block, Inc., provides services and products for assisted preparation of income tax returns and self-preparation of income tax returns (DIY) to the general public, primarily in the United States, Canada and Australia. The company is headquartered in Kansas City, Missouri.